Lending Club Sweetviz Analysis
NO COMPARISON TARGET
42539
ROWS
1
DUPLICATES
122.7 MB
RAM
115
FEATURES
28
CATEGORICAL
24
NUMERICAL
63
TEXT
2.1.3
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Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
1
id
VALUES:
42,537
(>99%)
MISSING:
2
(<1%)
DISTINCT:
42,537
(>99%)
1
<1%
-
-
1077501
1
<1%
-
-
540180
1
<1%
-
-
540300
1
<1%
-
-
540270
1
<1%
-
-
540280
1
<1%
-
-
540288
1
<1%
-
-
540234
42,530
>99%
-
-
(Other)
2
member_id
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
42,535
(>99%)
ZEROES:
---
MAX
1.3M
95%
1.3M
Q3
1.0M
AVG
0.8M
MEDIAN
0.8M
Q1
0.6M
5%
0.4M
MIN
0.1M
RANGE
1.2M
IQR
395k
STD
280k
VAR
78.1B
KURT.
-0.540
SKEW
-0.237
SUM
35.1B
3
loan_amnt
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
898
(2%)
ZEROES:
---
MAX
35,000
95%
25,000
Q3
15,000
AVG
11,090
MEDIAN
9,700
Q1
5,200
5%
2,400
MIN
500
RANGE
34,500
IQR
9,800
STD
7,411
VAR
54.9M
KURT.
0.786
SKEW
1.06
SUM
471.7M
4
funded_amnt
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
1,051
(2%)
ZEROES:
---
MAX
35,000
95%
25,000
Q3
15,000
AVG
10,822
MEDIAN
9,600
Q1
5,000
5%
2,275
MIN
500
RANGE
34,500
IQR
10,000
STD
7,147
VAR
51.1M
KURT.
0.948
SKEW
1.09
SUM
460.3M
5
funded_amnt_inv
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
9,240
(22%)
ZEROES:
233
(<1%)
MAX
35,000
95%
24,575
Q3
14,000
AVG
10,140
MEDIAN
8,500
Q1
4,950
5%
1,500
MIN
0
RANGE
35,000
IQR
9,050
STD
7,132
VAR
50.9M
KURT.
1.07
SKEW
1.10
SUM
431.3M
6
term
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
2
(<1%)
7
int_rate
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
394
(<1%)
970
2%
-
-
10.99%
837
2%
-
-
11.49%
832
2%
-
-
13.49%
787
2%
-
-
7.51%
742
2%
-
-
7.88%
656
2%
-
-
7.49%
609
1%
-
-
11.71%
37,102
87%
-
-
(Other)
8
installment
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
16,459
(39%)
ZEROES:
---
MAX
1,305
95%
762
Q3
428
AVG
323
MEDIAN
278
Q1
166
5%
70
MIN
16
RANGE
1,290
IQR
263
STD
209
VAR
43,651
KURT.
1.20
SKEW
1.13
SUM
13.7M
9
grade
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
7
(<1%)
10
sub_grade
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
35
(<1%)
11
emp_title
VALUES:
39,909
(94%)
MISSING:
2,630
(6%)
DISTINCT:
30,658
(72%)
139
<1%
-
-
US Army
115
<1%
-
-
Bank of America
72
<1%
-
-
IBM
61
<1%
-
-
Kaiser Permanente
61
<1%
-
-
AT&T
58
<1%
-
-
UPS
57
<1%
-
-
Wells Fargo
39,346
99%
-
-
(Other)
12
emp_length
VALUES:
41,423
(97%)
MISSING:
1,116
(3%)
DISTINCT:
11
(<1%)
13
home_ownership
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
5
(<1%)
14
annual_inc
VALUES:
42,531
(>99%)
MISSING:
8
(<1%)
DISTINCT:
5,597
(13%)
ZEROES:
---
MAX
6.0M
95%
0.1M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
6.0M
IQR
42,500
STD
64,096
VAR
4.1B
KURT.
2,117
SKEW
29.0
SUM
2.9B
15
verification_status
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
3
(<1%)
16
issue_d
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
6
(<1%)
17
loan_status
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
9
(<1%)
18
pymnt_plan
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
2
(<1%)
19
url
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
42,535
(>99%)
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=538025
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540325
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540300
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540270
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540280
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540288
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540234
42,528
>99%
-
-
(Other)
20
desc
VALUES:
29,242
(69%)
MISSING:
13,297
(31%)
DISTINCT:
28,963
(68%)
225
<1%
-
-
11
<1%
-
-
Debt Consolidation
8
<1%
-
-
Camping Membership
5
<1%
-
-
refinancing
3
<1%
-
-
credit card consolidation
3
<1%
-
-
credit card debt consolidation
3
<1%
-
-
debt consolidation
28,984
>99%
-
-
(Other)
21
purpose
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
15
(<1%)
22
title
VALUES:
42,522
(>99%)
MISSING:
17
(<1%)
DISTINCT:
21,257
(50%)
2,259
5%
-
-
Debt Consolidation
1,760
4%
-
-
Debt Consolidation Loan
708
2%
-
-
Personal Loan
547
1%
-
-
Consolidation
532
1%
-
-
debt consolidation
373
<1%
-
-
Home Improvement
370
<1%
-
-
Credit Card Consolidation
35,973
85%
-
-
(Other)
23
zip_code
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
838
(2%)
649
2%
-
-
100xx
559
1%
-
-
945xx
548
1%
-
-
606xx
538
1%
-
-
112xx
503
1%
-
-
070xx
478
1%
-
-
900xx
436
1%
-
-
300xx
38,824
91%
-
-
(Other)
24
addr_state
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
51
(<1%)
25
dti
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
2,894
(7%)
ZEROES:
206
(<1%)
MAX
30.0
95%
23.9
Q3
18.7
MEDIAN
13.5
AVG
13.4
Q1
8.2
5%
2.1
MIN
0.0
RANGE
30.0
IQR
10.5
STD
6.73
VAR
45.2
KURT.
-0.852
SKEW
-0.030
SUM
569k
26
delinq_2yrs
VALUES:
42,506
(>99%)
MISSING:
33
(<1%)
DISTINCT:
13
(<1%)
27
earliest_cr_line
VALUES:
42,506
(>99%)
MISSING:
33
(<1%)
DISTINCT:
531
(1%)
393
<1%
-
-
Oct-99
390
<1%
-
-
Nov-98
370
<1%
-
-
Oct-00
366
<1%
-
-
Dec-98
348
<1%
-
-
Dec-97
340
<1%
-
-
Nov-00
337
<1%
-
-
Nov-99
39,962
94%
-
-
(Other)
28
fico_range_low
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
45
(<1%)
ZEROES:
---
MAX
825
95%
780
Q3
740
AVG
713
MEDIAN
710
Q1
685
5%
665
MIN
610
RANGE
215
IQR
55.0
STD
36.2
VAR
1,310
KURT.
-0.496
SKEW
0.465
SUM
30.3M
29
fico_range_high
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
45
(<1%)
ZEROES:
---
MAX
829
95%
784
Q3
744
AVG
717
MEDIAN
714
Q1
689
5%
669
MIN
1
RANGE
828
IQR
55.0
STD
36.4
VAR
1,322
KURT.
3.00
SKEW
0.280
SUM
30.5M
30
inq_last_6mths
VALUES:
42,506
(>99%)
MISSING:
33
(<1%)
DISTINCT:
28
(<1%)
ZEROES:
19,657
(46%)
MAX
33.0
95%
4.0
Q3
2.0
AVG
1.1
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
33.0
IQR
2.00
STD
1.53
VAR
2.34
KURT.
31.0
SKEW
3.46
SUM
45,982
31
mths_since_last_delinq
VALUES:
15,608
(37%)
MISSING:
26,931
(63%)
DISTINCT:
95
(<1%)
ZEROES:
821
(2%)
MAX
120
95%
75
Q3
51
AVG
35
MEDIAN
33
Q1
17
5%
0
MIN
0
RANGE
120
IQR
34.0
STD
22.4
VAR
503
KURT.
-0.858
SKEW
0.303
SUM
547k
32
mths_since_last_record
VALUES:
3,652
(9%)
MISSING:
38,887
(91%)
DISTINCT:
113
(<1%)
ZEROES:
1,275
(3%)
MAX
129
95%
115
Q3
101
MEDIAN
85
AVG
59
Q1
0
5%
0
MIN
0
RANGE
129
IQR
101
STD
47.1
VAR
2,222
KURT.
-1.69
SKEW
-0.283
SUM
216k
33
open_acc
VALUES:
42,506
(>99%)
MISSING:
33
(<1%)
DISTINCT:
45
(<1%)
ZEROES:
1
(<1%)
MAX
47.0
95%
18.0
Q3
12.0
AVG
9.3
MEDIAN
9.0
Q1
6.0
5%
3.0
MIN
0.0
RANGE
47.0
IQR
6.00
STD
4.50
VAR
20.2
KURT.
1.93
SKEW
1.04
SUM
397k
34
pub_rec
VALUES:
42,506
(>99%)
MISSING:
33
(<1%)
DISTINCT:
7
(<1%)
35
revol_bal
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
22,709
(53%)
1,119
3%
-
-
0
14
<1%
-
-
255
14
<1%
-
-
298
13
<1%
-
-
1
12
<1%
-
-
682
10
<1%
-
-
39
10
<1%
-
-
52
41,343
97%
-
-
(Other)
36
revol_util
VALUES:
42,445
(>99%)
MISSING:
94
(<1%)
DISTINCT:
1,120
(3%)
1,070
3%
-
-
0%
65
<1%
-
-
40.70%
64
<1%
-
-
0.20%
63
<1%
-
-
63%
62
<1%
-
-
66.60%
61
<1%
-
-
70.40%
61
<1%
-
-
0.10%
40,999
97%
-
-
(Other)
37
total_acc
VALUES:
42,506
(>99%)
MISSING:
33
(<1%)
DISTINCT:
84
(<1%)
38
initial_list_status
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
2
(<1%)
39
out_prncp
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
547
(1%)
ZEROES:
41,988
(99%)
MAX
3,556
95%
0
Q3
0
AVG
12
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
3,556
IQR
0.00
STD
125
VAR
15,719
KURT.
204
SKEW
13.2
SUM
504k
40
out_prncp_inv
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
549
(1%)
ZEROES:
41,987
(99%)
MAX
12,392
95%
0
Q3
0
AVG
12
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
12,392
IQR
0.00
STD
139
VAR
19,244
KURT.
1,625
SKEW
26.4
SUM
515k
41
total_pymnt
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
40,579
(95%)
ZEROES:
21
(<1%)
MAX
58,564
95%
30,182
Q3
16,422
AVG
12,006
MEDIAN
9,678
Q1
5,463
5%
1,802
MIN
0
RANGE
58,564
IQR
10,959
STD
9,067
VAR
82.2M
KURT.
2.12
SKEW
1.37
SUM
510.7M
42
total_pymnt_inv
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
40,108
(94%)
ZEROES:
299
(<1%)
MAX
58,564
95%
29,557
Q3
15,525
AVG
11,299
MEDIAN
8,955
Q1
4,791
5%
1,160
MIN
0
RANGE
58,564
IQR
10,734
STD
9,010
VAR
81.2M
KURT.
2.16
SKEW
1.38
SUM
480.6M
43
total_rec_prncp
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
8,215
(19%)
ZEROES:
86
(<1%)
MAX
35,000
95%
24,925
Q3
13,425
AVG
9,664
MEDIAN
8,000
Q1
4,400
5%
1,204
MIN
0
RANGE
35,000
IQR
9,025
STD
7,088
VAR
50.2M
KURT.
1.13
SKEW
1.13
SUM
411.1M
44
total_rec_int
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
37,532
(88%)
ZEROES:
84
(<1%)
MAX
23,824
95%
7,460
Q3
2,803
AVG
2,239
MEDIAN
1,339
Q1
657
5%
184
MIN
0
RANGE
23,824
IQR
2,146
STD
2,584
VAR
6.7M
KURT.
10.1
SKEW
2.71
SUM
95.3M
45
total_rec_late_fee
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
1,562
(4%)
ZEROES:
40,148
(94%)
MAX
209
95%
15
Q3
0
AVG
2
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
209
IQR
0.00
STD
7.83
VAR
61.3
KURT.
101
SKEW
8.34
SUM
64,454
46
recoveries
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
4,530
(11%)
ZEROES:
37,789
(89%)
MAX
29,623
95%
384
Q3
0
AVG
100
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
29,623
IQR
0.00
STD
718
VAR
516k
KURT.
375
SKEW
16.4
SUM
4.3M
47
collection_recovery_fee
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
2,858
(7%)
38,242
90%
-
-
0
15
<1%
-
-
2
11
<1%
-
-
1.2
10
<1%
-
-
0.8
10
<1%
-
-
1.6
9
<1%
-
-
1.8
9
<1%
-
-
1.21
4,229
10%
-
-
(Other)
48
last_pymnt_d
VALUES:
42,452
(>99%)
MISSING:
87
(<1%)
DISTINCT:
107
(<1%)
1,070
3%
-
-
13-Mar
949
2%
-
-
14-Dec
943
2%
-
-
13-May
906
2%
-
-
13-Feb
893
2%
-
-
12-Mar
890
2%
-
-
13-Apr
868
2%
-
-
12-Aug
35,933
85%
-
-
(Other)
49
last_pymnt_amnt
VALUES:
42,534
(>99%)
MISSING:
5
(<1%)
DISTINCT:
37,116
(87%)
ZEROES:
96
(<1%)
MAX
36,115
95%
12,018
Q3
3,170
AVG
2,613
MEDIAN
528
Q1
211
5%
40
MIN
0
RANGE
36,115
IQR
2,959
STD
4,385
VAR
19.2M
KURT.
9.13
SKEW
2.75
SUM
111.1M
50
next_pymnt_d
VALUES:
3,297
(8%)
MISSING:
39,242
(92%)
DISTINCT:
101
(<1%)
51
last_credit_pull_d
VALUES:
42,531
(>99%)
MISSING:
8
(<1%)
DISTINCT:
112
(<1%)
16,232
38%
-
-
16-Sep
859
2%
-
-
16-Mar
771
2%
-
-
16-Aug
700
2%
-
-
16-Apr
696
2%
-
-
13-Feb
622
1%
-
-
16-Jul
611
1%
-
-
16-Feb
22,040
52%
-
-
(Other)
52
last_fico_range_high
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
73
(<1%)
ZEROES:
38
(<1%)
MAX
850
95%
804
Q3
744
MEDIAN
699
AVG
689
Q1
644
5%
534
MIN
0
RANGE
850
IQR
100
STD
80.2
VAR
6,433
KURT.
4.29
SKEW
-1.02
SUM
29.3M
53
last_fico_range_low
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
71
(<1%)
ZEROES:
806
(2%)
MAX
845
95%
800
Q3
740
MEDIAN
695
AVG
676
Q1
640
5%
530
MIN
0
RANGE
845
IQR
100
STD
119
VAR
14,175
KURT.
17.1
SKEW
-3.45
SUM
28.8M
54
collections_12_mths_ex_med
VALUES:
42,389
(>99%)
MISSING:
150
(<1%)
DISTINCT:
1
(<1%)
55
mths_since_last_major_derog
VALUES:
1
(<1%)
MISSING:
42,538
(>99%)
DISTINCT:
1
(<1%)
56
policy_code
VALUES:
42,535
(>99%)
MISSING:
4
(<1%)
DISTINCT:
2
(<1%)
57
application_type
VALUES:
42,534
(>99%)
MISSING:
5
(<1%)
DISTINCT:
1
(<1%)
58
annual_inc_joint
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
59
dti_joint
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
60
verification_status_joint
VALUES:
1
(<1%)
MISSING:
42,538
(>99%)
DISTINCT:
1
(<1%)
61
acc_now_delinq
VALUES:
42,505
(>99%)
MISSING:
34
(<1%)
DISTINCT:
2
(<1%)
62
tot_coll_amt
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
63
tot_cur_bal
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
64
open_acc_6m
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
65
open_il_6m
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
66
open_il_12m
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
67
open_il_24m
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
68
mths_since_rcnt_il
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
69
total_bal_il
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
70
il_util
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
71
open_rv_12m
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
72
open_rv_24m
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
73
max_bal_bc
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
74
all_util
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
75
total_rev_hi_lim
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
76
inq_fi
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
77
total_cu_tl
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
78
inq_last_12m
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
79
acc_open_past_24mths
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
80
avg_cur_bal
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
81
bc_open_to_buy
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
82
bc_util
VALUES:
1
(<1%)
MISSING:
42,538
(>99%)
DISTINCT:
1
(<1%)
83
chargeoff_within_12_mths
VALUES:
42,390
(>99%)
MISSING:
149
(<1%)
DISTINCT:
1
(<1%)
84
delinq_amnt
VALUES:
42,505
(>99%)
MISSING:
34
(<1%)
DISTINCT:
3
(<1%)
85
mo_sin_old_il_acct
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
86
mo_sin_old_rev_tl_op
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
87
mo_sin_rcnt_rev_tl_op
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
88
mo_sin_rcnt_tl
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
89
mort_acc
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
90
mths_since_recent_bc
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
91
mths_since_recent_bc_dlq
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
92
mths_since_recent_inq
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
93
mths_since_recent_revol_delinq
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
94
num_accts_ever_120_pd
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
95
num_actv_bc_tl
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
96
num_actv_rev_tl
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
97
num_bc_sats
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
98
num_bc_tl
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
99
num_il_tl
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
100
num_op_rev_tl
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
101
num_rev_accts
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
102
num_rev_tl_bal_gt_0
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
103
num_sats
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
104
num_tl_120dpd_2m
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
105
num_tl_30dpd
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
106
num_tl_90g_dpd_24m
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
107
num_tl_op_past_12m
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
108
pct_tl_nvr_dlq
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
109
percent_bc_gt_75
VALUES:
1
(<1%)
MISSING:
42,538
(>99%)
DISTINCT:
1
(<1%)
110
pub_rec_bankruptcies
VALUES:
41,170
(97%)
MISSING:
1,369
(3%)
DISTINCT:
3
(<1%)
111
tax_liens
VALUES:
42,429
(>99%)
MISSING:
110
(<1%)
DISTINCT:
2
(<1%)
112
tot_hi_cred_lim
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
113
total_bal_ex_mort
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
114
total_bc_limit
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
115
total_il_high_credit_limit
VALUES:
0
(0%)
MISSING:
42,539
(100%)
DISTINCT:
0
(0%)
Associations
[Only including dataset "Lending Club Sweetviz Analysis"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "None"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
id
MISSING:
2
(<1%)
1
<1%
-
-
1077501
1
<1%
-
-
540180
1
<1%
-
-
540300
1
<1%
-
-
540270
1
<1%
-
-
540280
1
<1%
-
-
540288
1
<1%
-
-
540234
1
<1%
-
-
539869
1
<1%
-
-
540137
1
<1%
-
-
540112
1
<1%
-
-
540179
1
<1%
-
-
540348
1
<1%
-
-
538731
1
<1%
-
-
540130
1
<1%
-
-
539484
1
<1%
-
-
540101
1
<1%
-
-
539355
1
<1%
-
-
511923
1
<1%
-
-
540055
1
<1%
-
-
540325
1
<1%
-
-
538025
1
<1%
-
-
539928
1
<1%
-
-
540369
1
<1%
-
-
540107
1
<1%
-
-
540622
1
<1%
-
-
540617
1
<1%
-
-
540610
1
<1%
-
-
540560
1
<1%
-
-
540564
1
<1%
-
-
540556
1
<1%
-
-
539241
1
<1%
-
-
540407
1
<1%
-
-
532334
1
<1%
-
-
538947
1
<1%
-
-
527345
1
<1%
-
-
540354
1
<1%
-
-
540431
1
<1%
-
-
539764
1
<1%
-
-
539769
1
<1%
-
-
540204
1
<1%
-
-
529104
1
<1%
-
-
533539
1
<1%
-
-
538508
1
<1%
-
-
538526
1
<1%
-
-
523435
1
<1%
-
-
539577
1
<1%
-
-
539607
1
<1%
-
-
539608
1
<1%
-
-
539596
1
<1%
-
-
539223
1
<1%
-
-
538557
1
<1%
-
-
537804
1
<1%
-
-
537342
1
<1%
-
-
539517
1
<1%
-
-
539378
1
<1%
-
-
539493
1
<1%
-
-
539483
1
<1%
-
-
538896
1
<1%
-
-
539463
1
<1%
-
-
539462
42,477
>99%
-
-
(Other)
member_id
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_record
0.76
funded_amnt_inv
0.30
total_pymnt_inv
0.27
inq_last_6mths
-0.20
total_rec_int
0.18
mths_since_last_delinq
0.18
total_pymnt
0.17
funded_amnt
0.17
loan_amnt
0.16
total_rec_prncp
0.14
out_prncp
0.14
last_pymnt_amnt
0.14
out_prncp_inv
0.12
installment
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_d
0.89
next_pymnt_d
0.40
loan_status
0.38
verification_status
0.31
term
0.26
sub_grade
0.17
emp_length
0.17
purpose
0.16
total_acc
0.15
addr_state
0.13
grade
0.11
home_ownership
0.10
delinq_2yrs
0.08
pub_rec
0.03
MOST FREQUENT VALUES
694920.0
1
<0.1%
697615.0
1
<0.1%
697589.0
1
<0.1%
697502.0
1
<0.1%
697569.0
1
<0.1%
697578.0
1
<0.1%
697460.0
1
<0.1%
697062.0
1
<0.1%
697353.0
1
<0.1%
697326.0
1
<0.1%
697402.0
1
<0.1%
697401.0
1
<0.1%
695730.0
1
<0.1%
697348.0
1
<0.1%
696642.0
1
<0.1%
SMALLEST VALUES
70473.0
1
<0.1%
70626.0
1
<0.1%
70651.0
1
<0.1%
70681.0
1
<0.1%
70694.0
1
<0.1%
70699.0
1
<0.1%
70735.0
1
<0.1%
70868.0
1
<0.1%
70879.0
1
<0.1%
70978.0
1
<0.1%
72194.0
1
<0.1%
72816.0
1
<0.1%
72992.0
1
<0.1%
73096.0
1
<0.1%
73673.0
1
<0.1%
LARGEST VALUES
1314167.0
1
<0.1%
1313524.0
1
<0.1%
1311748.0
1
<0.1%
1311441.0
1
<0.1%
1306957.0
1
<0.1%
1306721.0
1
<0.1%
1305201.0
1
<0.1%
1305008.0
1
<0.1%
1304956.0
1
<0.1%
1304884.0
1
<0.1%
1304871.0
1
<0.1%
1304855.0
1
<0.1%
1304821.0
1
<0.1%
1304810.0
1
<0.1%
1304764.0
1
<0.1%
loan_amnt
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
0.98
installment
0.93
funded_amnt_inv
0.93
total_pymnt
0.88
total_rec_prncp
0.85
total_pymnt_inv
0.84
total_rec_int
0.73
last_pymnt_amnt
0.45
annual_inc
0.28
open_acc
0.18
member_id
0.16
out_prncp
0.14
fico_range_low
0.13
fico_range_high
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.43
term
0.36
sub_grade
0.30
purpose
0.29
total_acc
0.29
grade
0.28
home_ownership
0.18
emp_length
0.17
issue_d
0.15
loan_status
0.14
next_pymnt_d
0.14
addr_state
0.06
pub_rec
0.05
delinq_2yrs
0.04
MOST FREQUENT VALUES
10000.0
3,016
7.1%
12000.0
2,439
5.7%
5000.0
2,260
5.3%
6000.0
2,037
4.8%
15000.0
2,012
4.7%
20000.0
1,724
4.1%
8000.0
1,699
4.0%
25000.0
1,499
3.5%
4000.0
1,230
2.9%
3000.0
1,134
2.7%
7000.0
1,089
2.6%
16000.0
884
2.1%
9000.0
715
1.7%
35000.0
685
1.6%
18000.0
668
1.6%
SMALLEST VALUES
500.0
11
<0.1%
550.0
1
<0.1%
600.0
6
<0.1%
700.0
3
<0.1%
725.0
1
<0.1%
750.0
1
<0.1%
800.0
3
<0.1%
850.0
1
<0.1%
900.0
4
<0.1%
925.0
1
<0.1%
950.0
1
<0.1%
1000.0
327
0.8%
1025.0
1
<0.1%
1050.0
4
<0.1%
1075.0
2
<0.1%
LARGEST VALUES
35000.0
685
1.6%
34800.0
2
<0.1%
34675.0
1
<0.1%
34525.0
1
<0.1%
34475.0
5
<0.1%
34200.0
1
<0.1%
34000.0
15
<0.1%
33950.0
9
<0.1%
33600.0
6
<0.1%
33500.0
2
<0.1%
33425.0
2
<0.1%
33250.0
1
<0.1%
33000.0
12
<0.1%
32875.0
2
<0.1%
32775.0
1
<0.1%
funded_amnt
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.98
installment
0.96
funded_amnt_inv
0.95
total_pymnt
0.90
total_rec_prncp
0.87
total_pymnt_inv
0.86
total_rec_int
0.74
last_pymnt_amnt
0.45
annual_inc
0.27
open_acc
0.17
member_id
0.17
out_prncp
0.14
recoveries
0.13
out_prncp_inv
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.42
term
0.34
sub_grade
0.29
purpose
0.29
total_acc
0.28
grade
0.27
home_ownership
0.18
emp_length
0.17
issue_d
0.16
next_pymnt_d
0.14
loan_status
0.14
addr_state
0.06
pub_rec
0.05
delinq_2yrs
0.05
MOST FREQUENT VALUES
10000.0
2,924
6.9%
12000.0
2,347
5.5%
5000.0
2,247
5.3%
6000.0
2,023
4.8%
15000.0
1,897
4.5%
8000.0
1,686
4.0%
20000.0
1,546
3.6%
4000.0
1,230
2.9%
25000.0
1,224
2.9%
3000.0
1,125
2.6%
7000.0
1,079
2.5%
16000.0
801
1.9%
9000.0
704
1.7%
14000.0
628
1.5%
18000.0
594
1.4%
SMALLEST VALUES
500.0
11
<0.1%
550.0
1
<0.1%
600.0
6
<0.1%
700.0
3
<0.1%
725.0
1
<0.1%
750.0
1
<0.1%
800.0
3
<0.1%
850.0
1
<0.1%
900.0
4
<0.1%
925.0
1
<0.1%
950.0
1
<0.1%
1000.0
328
0.8%
1025.0
1
<0.1%
1050.0
5
<0.1%
1075.0
2
<0.1%
LARGEST VALUES
35000.0
559
1.3%
34800.0
1
<0.1%
34675.0
2
<0.1%
34525.0
1
<0.1%
34475.0
4
<0.1%
34250.0
1
<0.1%
34000.0
14
<0.1%
33950.0
6
<0.1%
33600.0
6
<0.1%
33500.0
1
<0.1%
33250.0
1
<0.1%
33000.0
12
<0.1%
32875.0
2
<0.1%
32525.0
1
<0.1%
32500.0
1
<0.1%
funded_amnt_inv
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
0.95
loan_amnt
0.93
total_pymnt_inv
0.91
installment
0.89
total_pymnt
0.87
total_rec_prncp
0.84
total_rec_int
0.73
mths_since_last_record
0.49
last_pymnt_amnt
0.44
member_id
0.30
annual_inc
0.25
open_acc
0.16
out_prncp
0.15
fico_range_low
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.43
term
0.36
issue_d
0.29
total_acc
0.28
purpose
0.28
sub_grade
0.26
grade
0.23
next_pymnt_d
0.21
loan_status
0.19
emp_length
0.18
home_ownership
0.17
addr_state
0.08
delinq_2yrs
0.06
pub_rec
0.06
MOST FREQUENT VALUES
5000.0
1,369
3.2%
10000.0
1,302
3.1%
6000.0
1,241
2.9%
12000.0
1,084
2.5%
8000.0
929
2.2%
3000.0
851
2.0%
4000.0
850
2.0%
15000.0
664
1.6%
7000.0
615
1.4%
2000.0
486
1.1%
2500.0
360
0.8%
9000.0
359
0.8%
20000.0
356
0.8%
4800.0
330
0.8%
9975.0
308
0.7%
SMALLEST VALUES
0.0
233
0.5%
0.000121098
1
<0.1%
0.000185369
1
<0.1%
0.000242056
1
<0.1%
0.000531133
1
<0.1%
0.000571783
1
<0.1%
0.000654607
1
<0.1%
0.000899697
1
<0.1%
0.00092203
1
<0.1%
0.00108361
1
<0.1%
0.001123457
1
<0.1%
0.001760981
1
<0.1%
0.001867696
1
<0.1%
0.001963093
1
<0.1%
0.001966974
1
<0.1%
LARGEST VALUES
35000.0
135
0.3%
34997.35245
1
<0.1%
34993.65539
1
<0.1%
34993.32571
1
<0.1%
34993.26306
1
<0.1%
34993.19696
1
<0.1%
34990.4308
1
<0.1%
34987.98452
1
<0.1%
34987.27101
1
<0.1%
34977.34674
1
<0.1%
34975.81636
1
<0.1%
34975.30359
1
<0.1%
34975.0
100
0.2%
34973.63603
1
<0.1%
34972.8295
1
<0.1%
term
MISSING:
4
(<1%)
TOP CATEGORIES
36 months
31,534
74%
60 months
11,001
26%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
term
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pymnt_plan
0.80
initial_list_status
0.78
policy_code
0.78
application_type
0.77
next_pymnt_d
0.05
grade
0.05
issue_d
0.05
loan_status
0.05
verification_status
0.03

THESE FEATURES
GIVE INFORMATION
ON term:
sub_grade
0.18
grade
0.15
issue_d
0.10
verification_status
0.07
loan_status
0.06
next_pymnt_d
0.05
purpose
0.01
total_acc
0.01
home_ownership
0.01
emp_length
0.01
addr_state
0.01
pymnt_plan
0.00
delinq_2yrs
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
CORRELATION RATIO WITH...
total_rec_int
0.53
funded_amnt_inv
0.36
total_pymnt_inv
0.36
loan_amnt
0.36
total_pymnt
0.34
funded_amnt
0.34
member_id
0.26
last_pymnt_amnt
0.23
total_rec_prncp
0.23
fico_range_high
0.19
fico_range_low
0.19
out_prncp
0.16
out_prncp_inv
0.14
last_fico_range_high
0.10
int_rate
MISSING:
4
(<1%)
970
2%
-
-
10.99%
837
2%
-
-
11.49%
832
2%
-
-
13.49%
787
2%
-
-
7.51%
742
2%
-
-
7.88%
656
2%
-
-
7.49%
609
1%
-
-
11.71%
607
1%
-
-
9.99%
582
1%
-
-
7.90%
573
1%
-
-
5.42%
535
1%
-
-
11.99%
492
1%
-
-
12.69%
470
1%
-
-
10.37%
456
1%
-
-
12.99%
447
1%
-
-
6.03%
445
1%
-
-
8.49%
443
1%
-
-
12.42%
435
1%
-
-
10.65%
418
<1%
-
-
11.86%
410
<1%
-
-
5.79%
402
<1%
-
-
8.90%
400
<1%
-
-
10.59%
397
<1%
-
-
7.29%
396
<1%
-
-
6.62%
391
<1%
-
-
14.27%
384
<1%
-
-
9.63%
377
<1%
-
-
9.91%
356
<1%
-
-
12.53%
347
<1%
-
-
5.99%
342
<1%
-
-
7.14%
336
<1%
-
-
6.99%
332
<1%
-
-
11.11%
329
<1%
-
-
16.77%
313
<1%
-
-
13.61%
312
<1%
-
-
13.98%
312
<1%
-
-
10.74%
310
<1%
-
-
6.91%
307
<1%
-
-
6.54%
299
<1%
-
-
8.94%
292
<1%
-
-
7.66%
287
<1%
-
-
15.99%
277
<1%
-
-
13.23%
272
<1%
-
-
11.12%
260
<1%
-
-
10.75%
258
<1%
-
-
11.36%
257
<1%
-
-
13.99%
256
<1%
-
-
10.36%
252
<1%
-
-
6.17%
251
<1%
-
-
12.68%
251
<1%
-
-
10.00%
249
<1%
-
-
14.96%
245
<1%
-
-
16.49%
243
<1%
-
-
11.83%
241
<1%
-
-
10.62%
240
<1%
-
-
15.95%
233
<1%
-
-
18.25%
233
<1%
-
-
16.32%
232
<1%
-
-
15.65%
228
<1%
-
-
10.25%
227
<1%
-
-
10.38%
18,863
44%
-
-
(Other)
installment
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
0.96
loan_amnt
0.93
funded_amnt_inv
0.89
total_pymnt
0.85
total_rec_prncp
0.84
total_pymnt_inv
0.80
total_rec_int
0.63
last_pymnt_amnt
0.40
annual_inc
0.28
open_acc
0.18
recoveries
0.12
out_prncp
0.09
member_id
0.09
out_prncp_inv
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.37
purpose
0.29
sub_grade
0.27
total_acc
0.26
grade
0.26
home_ownership
0.15
emp_length
0.14
term
0.10
next_pymnt_d
0.09
issue_d
0.09
loan_status
0.08
addr_state
0.07
pub_rec
0.05
delinq_2yrs
0.04
MOST FREQUENT VALUES
311.11
68
0.2%
180.96
59
0.1%
311.02
54
0.1%
150.8
48
0.1%
368.45
46
0.1%
372.12
45
0.1%
330.76
43
0.1%
339.31
42
<0.1%
317.72
42
<0.1%
186.61
41
<0.1%
301.6
41
<0.1%
304.36
40
<0.1%
373.33
40
<0.1%
187.69
40
<0.1%
365.23
39
<0.1%
SMALLEST VALUES
15.67
1
<0.1%
15.69
1
<0.1%
15.75
1
<0.1%
15.76
1
<0.1%
15.91
1
<0.1%
16.08
1
<0.1%
16.25
1
<0.1%
16.31
1
<0.1%
16.47
1
<0.1%
16.73
1
<0.1%
16.85
1
<0.1%
18.28
1
<0.1%
19.62
1
<0.1%
19.8
1
<0.1%
19.87
1
<0.1%
LARGEST VALUES
1305.19
1
<0.1%
1302.69
1
<0.1%
1295.21
1
<0.1%
1288.1
2
<0.1%
1283.5
1
<0.1%
1276.6
3
<0.1%
1272.2
1
<0.1%
1269.73
5
<0.1%
1265.16
1
<0.1%
1263.23
1
<0.1%
1257.98
2
<0.1%
1256.4
3
<0.1%
1252.56
2
<0.1%
1250.29
1
<0.1%
1245.94
2
<0.1%
grade
MISSING:
4
(<1%)
TOP CATEGORIES
B
12,389
29%
A
10,183
24%
C
8,740
21%
D
6,016
14%
E
3,394
8%
F
1,301
3%
G
512
1%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
grade
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pymnt_plan
0.82
initial_list_status
0.82
policy_code
0.82
application_type
0.81
sub_grade
0.51
delinq_amnt
0.30
tax_liens
0.22
mths_since_last_major_derog
0.17
acc_now_delinq
0.16

THESE FEATURES
GIVE INFORMATION
ON grade:
sub_grade
1.00
term
0.05
loan_status
0.03
next_pymnt_d
0.02
issue_d
0.01
delinq_2yrs
0.01
total_acc
0.01
purpose
0.01
verification_status
0.01
pub_rec
0.00
home_ownership
0.00
addr_state
0.00
pub_rec_bankruptcies
0.00
emp_length
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
CORRELATION RATIO WITH...
fico_range_low
0.74
fico_range_high
0.74
total_rec_int
0.48
last_fico_range_high
0.34
loan_amnt
0.28
funded_amnt
0.27
last_fico_range_low
0.27
total_pymnt
0.27
installment
0.26
total_pymnt_inv
0.23
funded_amnt_inv
0.23
inq_last_6mths
0.22
mths_since_last_delinq
0.17
total_rec_prncp
0.16
sub_grade
MISSING:
4
(<1%)
TOP CATEGORIES
B3
2,997
7%
A4
2,905
7%
B5
2,807
7%
A5
2,793
7%
B4
2,590
6%
C1
2,264
5%
C2
2,157
5%
B2
2,113
5%
B1
1,882
4%
A3
1,823
4%
C3
1,658
4%
A2
1,520
4%
D2
1,485
3%
C4
1,370
3%
D3
1,322
3%
C5
1,291
3%
A1
1,142
3%
(Other)
8,416
20%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sub_grade
PROVIDES INFORMATION ON...
grade
1.00
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
initial_list_status
0.84
policy_code
0.84
pymnt_plan
0.84
application_type
0.84
delinq_amnt
0.44
tax_liens
0.33
mths_since_last_major_derog
0.30
acc_now_delinq
0.28

THESE FEATURES
GIVE INFORMATION
ON sub_grade:
grade
0.51
term
0.03
next_pymnt_d
0.02
loan_status
0.02
total_acc
0.01
issue_d
0.01
purpose
0.01
addr_state
0.01
delinq_2yrs
0.01
verification_status
0.01
pub_rec
0.00
home_ownership
0.00
emp_length
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
CORRELATION RATIO WITH...
fico_range_low
0.77
fico_range_high
0.77
total_rec_int
0.50
last_fico_range_high
0.35
loan_amnt
0.30
funded_amnt
0.29
total_pymnt
0.28
last_fico_range_low
0.28
installment
0.27
funded_amnt_inv
0.26
total_pymnt_inv
0.25
inq_last_6mths
0.25
total_rec_prncp
0.18
mths_since_last_delinq
0.18
emp_title
MISSING:
2,630
(6%)
139
<1%
-
-
US Army
115
<1%
-
-
Bank of America
72
<1%
-
-
IBM
61
<1%
-
-
Kaiser Permanente
61
<1%
-
-
AT&T
58
<1%
-
-
UPS
57
<1%
-
-
Wells Fargo
56
<1%
-
-
USAF
55
<1%
-
-
US Air Force
49
<1%
-
-
Self Employed
48
<1%
-
-
United States Air Force
47
<1%
-
-
Walmart
46
<1%
-
-
Lockheed Martin
45
<1%
-
-
State of California
43
<1%
-
-
Verizon Wireless
42
<1%
-
-
U.S. Army
41
<1%
-
-
Walgreens
41
<1%
-
-
USPS
40
<1%
-
-
US ARMY
39
<1%
-
-
Self
38
<1%
-
-
Best Buy
38
<1%
-
-
JPMorgan Chase
38
<1%
-
-
Target
38
<1%
-
-
JP Morgan Chase
37
<1%
-
-
Department of Defense
36
<1%
-
-
US Navy
35
<1%
-
-
Verizon
34
<1%
-
-
United States Army
34
<1%
-
-
Booz Allen Hamilton
34
<1%
-
-
Northrop Grumman
33
<1%
-
-
us army
33
<1%
-
-
Comcast
32
<1%
-
-
Fidelity Investments
30
<1%
-
-
Home Depot
30
<1%
-
-
Accenture
29
<1%
-
-
United Parcel Service
28
<1%
-
-
self
28
<1%
-
-
Wells Fargo Bank
28
<1%
-
-
United States Postal Service
27
<1%
-
-
US Postal Service
27
<1%
-
-
General Electric
27
<1%
-
-
Social Security Administration
26
<1%
-
-
walmart
26
<1%
-
-
Morgan Stanley
25
<1%
-
-
Citigroup
24
<1%
-
-
Sprint
24
<1%
-
-
Retired
22
<1%
-
-
Raytheon
22
<1%
-
-
Department of Veterans Affairs
22
<1%
-
-
Department of Homeland Security
22
<1%
-
-
American Express
21
<1%
-
-
Columbia University
21
<1%
-
-
General Dynamics
21
<1%
-
-
Merrill Lynch
21
<1%
-
-
The Home Depot
20
<1%
-
-
ADP
20
<1%
-
-
PricewaterhouseCoopers
20
<1%
-
-
US Government
19
<1%
-
-
SAIC
19
<1%
-
-
BAE Systems
37,645
94%
-
-
(Other)
emp_length
MISSING:
1,116
(3%)
TOP CATEGORIES
10+ years
9,369
23%
< 1 year
5,062
12%
2 years
4,743
11%
3 years
4,364
11%
4 years
3,649
9%
1 year
3,595
9%
5 years
3,458
8%
6 years
2,375
6%
7 years
1,875
5%
8 years
1,592
4%
9 years
1,341
3%
ALL
41,423
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
emp_length
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
initial_list_status
0.34
policy_code
0.34
pymnt_plan
0.32
application_type
0.31
mths_since_last_major_derog
0.30
tax_liens
0.27
delinq_amnt
0.19
acc_now_delinq
0.16
home_ownership
0.04

THESE FEATURES
GIVE INFORMATION
ON emp_length:
total_acc
0.02
home_ownership
0.02
issue_d
0.01
next_pymnt_d
0.01
addr_state
0.00
purpose
0.00
sub_grade
0.00
verification_status
0.00
term
0.00
loan_status
0.00
pub_rec
0.00
grade
0.00
pub_rec_bankruptcies
0.00
delinq_2yrs
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
CORRELATION RATIO WITH...
funded_amnt_inv
0.18
loan_amnt
0.17
member_id
0.17
funded_amnt
0.17
total_pymnt_inv
0.16
total_pymnt
0.15
total_rec_prncp
0.15
installment
0.14
total_rec_int
0.14
annual_inc
0.13
open_acc
0.11
fico_range_low
0.10
fico_range_high
0.10
last_pymnt_amnt
0.09
home_ownership
MISSING:
4
(<1%)
TOP CATEGORIES
RENT
20,181
47%
MORTGAGE
18,959
45%
OWN
3,251
8%
OTHER
136
<1%
NONE
8
<1%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
initial_list_status
0.83
policy_code
0.83
application_type
0.82
pymnt_plan
0.79
mths_since_last_major_derog
0.22
delinq_amnt
0.07
tax_liens
0.06
purpose
0.02
acc_now_delinq
0.02

THESE FEATURES
GIVE INFORMATION
ON home_ownership:
total_acc
0.08
addr_state
0.04
emp_length
0.04
purpose
0.04
sub_grade
0.01
term
0.01
issue_d
0.01
verification_status
0.01
next_pymnt_d
0.01
grade
0.01
loan_status
0.00
delinq_2yrs
0.00
initial_list_status
0.00
policy_code
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
fico_range_low
0.25
fico_range_high
0.25
open_acc
0.21
annual_inc
0.20
loan_amnt
0.18
funded_amnt
0.18
funded_amnt_inv
0.17
total_rec_prncp
0.16
total_pymnt
0.16
total_pymnt_inv
0.16
installment
0.15
last_fico_range_high
0.12
total_rec_int
0.12
last_pymnt_amnt
0.11
annual_inc
MISSING:
8
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
installment
0.28
loan_amnt
0.28
funded_amnt
0.27
total_rec_prncp
0.26
total_pymnt
0.26
funded_amnt_inv
0.25
total_pymnt_inv
0.24
total_rec_int
0.19
open_acc
0.17
last_pymnt_amnt
0.14
dti
-0.12
last_fico_range_high
0.07
last_fico_range_low
0.06
fico_range_low
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
total_acc
0.25
home_ownership
0.20
emp_length
0.13
verification_status
0.13
purpose
0.11
addr_state
0.08
sub_grade
0.08
grade
0.07
next_pymnt_d
0.06
term
0.04
loan_status
0.04
delinq_2yrs
0.03
pub_rec
0.02
issue_d
0.02
MOST FREQUENT VALUES
60000.0
1,591
3.7%
50000.0
1,119
2.6%
40000.0
935
2.2%
45000.0
898
2.1%
30000.0
884
2.1%
75000.0
865
2.0%
65000.0
840
2.0%
70000.0
790
1.9%
48000.0
766
1.8%
80000.0
718
1.7%
55000.0
694
1.6%
36000.0
674
1.6%
42000.0
664
1.6%
90000.0
612
1.4%
100000.0
565
1.3%
SMALLEST VALUES
1896.0
1
<0.1%
2000.0
1
<0.1%
3300.0
1
<0.1%
3500.0
1
<0.1%
3600.0
1
<0.1%
4000.0
3
<0.1%
4080.0
1
<0.1%
4200.0
2
<0.1%
4500.0
1
<0.1%
4800.0
5
<0.1%
4888.0
1
<0.1%
5000.0
3
<0.1%
5500.0
1
<0.1%
5843.0
1
<0.1%
6000.0
8
<0.1%
LARGEST VALUES
6000000.0
1
<0.1%
3900000.0
1
<0.1%
2039784.0
1
<0.1%
1900000.0
1
<0.1%
1782000.0
1
<0.1%
1440000.0
2
<0.1%
1362000.0
1
<0.1%
1250000.0
1
<0.1%
1200000.0
4
<0.1%
1176000.0
1
<0.1%
1080000.0
1
<0.1%
984000.0
1
<0.1%
948000.0
1
<0.1%
900000.0
4
<0.1%
889000.0
1
<0.1%
verification_status
MISSING:
4
(<1%)
TOP CATEGORIES
Not Verified
18,758
44%
Verified
13,471
32%
Source Verified
10,306
24%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pymnt_plan
0.80
initial_list_status
0.80
policy_code
0.80
application_type
0.79
mths_since_last_major_derog
0.10
acc_now_delinq
0.08
delinq_amnt
0.07
tax_liens
0.07
term
0.07

THESE FEATURES
GIVE INFORMATION
ON verification_status:
issue_d
0.05
term
0.03
next_pymnt_d
0.02
sub_grade
0.02
total_acc
0.01
grade
0.01
loan_status
0.01
purpose
0.01
emp_length
0.01
home_ownership
0.01
addr_state
0.00
delinq_2yrs
0.00
pymnt_plan
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
funded_amnt_inv
0.43
loan_amnt
0.43
funded_amnt
0.42
total_pymnt_inv
0.40
total_pymnt
0.39
installment
0.37
total_rec_prncp
0.36
total_rec_int
0.35
member_id
0.31
last_pymnt_amnt
0.21
fico_range_high
0.19
fico_range_low
0.19
annual_inc
0.13
dti
0.10
issue_d
MISSING:
4
(<1%)
TOP CATEGORIES
11-Dec-2015
21,638
51%
11-Jan-2014
11,616
27%
11-Dec-2013
4,719
11%
1-Jan-2012
4,511
11%
1-Jan-2011
42
<1%
10-Dec-2014
9
<1%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
issue_d
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
initial_list_status
0.82
policy_code
0.82
application_type
0.81
pymnt_plan
0.80
next_pymnt_d
0.31
loan_status
0.24
acc_now_delinq
0.22
delinq_amnt
0.19
mths_since_last_major_derog
0.19

THESE FEATURES
GIVE INFORMATION
ON issue_d:
next_pymnt_d
0.15
loan_status
0.15
term
0.05
verification_status
0.04
sub_grade
0.03
grade
0.02
emp_length
0.02
purpose
0.01
addr_state
0.01
total_acc
0.01
home_ownership
0.01
delinq_2yrs
0.00
pub_rec
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_d
CORRELATION RATIO WITH...
member_id
0.89
inq_last_6mths
0.42
funded_amnt_inv
0.29
total_pymnt_inv
0.27
fico_range_high
0.25
fico_range_low
0.25
total_rec_int
0.17
total_pymnt
0.16
funded_amnt
0.16
total_rec_prncp
0.15
loan_amnt
0.15
last_fico_range_high
0.14
last_pymnt_amnt
0.13
last_fico_range_low
0.11
loan_status
MISSING:
4
(<1%)
TOP CATEGORIES
Fully Paid
33,586
79%
Charged Off
5,653
13%
Does not meet the credit policy. Status:Fully Paid
1,988
5%
Does not meet the credit policy. Status:Charged Off
761
2%
Current
513
1%
In Grace Period
16
<1%
Late (31-120 days)
12
<1%
Late (16-30 days)
5
<1%
Default
1
<1%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pymnt_plan
0.78
initial_list_status
0.78
policy_code
0.78
application_type
0.77
next_pymnt_d
0.54
acc_now_delinq
0.30
delinq_amnt
0.26
tax_liens
0.26
issue_d
0.15

THESE FEATURES
GIVE INFORMATION
ON loan_status:
next_pymnt_d
0.43
issue_d
0.24
sub_grade
0.08
grade
0.07
term
0.05
total_acc
0.02
verification_status
0.02
purpose
0.01
addr_state
0.01
emp_length
0.01
delinq_2yrs
0.01
home_ownership
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
out_prncp
0.83
out_prncp_inv
0.75
inq_last_6mths
0.53
last_fico_range_high
0.50
last_fico_range_low
0.45
member_id
0.38
total_rec_prncp
0.36
recoveries
0.33
total_pymnt_inv
0.31
fico_range_low
0.30
fico_range_high
0.30
total_pymnt
0.30
total_rec_int
0.26
last_pymnt_amnt
0.23
pymnt_plan
MISSING:
4
(<1%)
TOP CATEGORIES
n
42,534
>99%
y
1
<1%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pymnt_plan
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
initial_list_status
0.78
policy_code
0.78
application_type
0.77
term
0.00
delinq_2yrs
0.00
loan_status
0.00
home_ownership
0.00
verification_status
0.00
issue_d
0.00

THESE FEATURES
GIVE INFORMATION
ON pymnt_plan:
sub_grade
0.84
addr_state
0.84
grade
0.82
term
0.80
issue_d
0.80
verification_status
0.80
purpose
0.79
home_ownership
0.79
loan_status
0.78
initial_list_status
0.78
policy_code
0.78
application_type
0.73
total_acc
0.62
delinq_2yrs
0.55

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pymnt_plan
CORRELATION RATIO WITH...
fico_range_high
0.19
fico_range_low
0.19
last_fico_range_high
0.08
last_fico_range_low
0.06
member_id
0.03
total_rec_int
0.02
open_acc
0.02
dti
0.02
total_pymnt
0.02
total_pymnt_inv
0.02
funded_amnt
0.02
loan_amnt
0.02
total_rec_prncp
0.02
funded_amnt_inv
0.02
url
MISSING:
4
(<1%)
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=538025
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540325
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540300
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540270
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540280
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540288
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540234
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539869
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540137
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540112
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540180
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540179
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=538731
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540130
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539484
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540101
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539355
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=511923
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540348
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540369
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=529104
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540204
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540671
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540107
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540622
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540617
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540610
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540560
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540564
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540556
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539241
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540407
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=532334
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=538947
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=527345
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540354
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540431
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539764
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539769
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=540055
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539928
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=536785
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539601
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=537441
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=523435
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539577
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539607
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539608
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539596
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539223
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=538557
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=537804
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=537342
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539517
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539378
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539493
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539483
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=538896
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539463
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=539462
42,475
>99%
-
-
(Other)
desc
MISSING:
13,297
(31%)
225
<1%
-
-
11
<1%
-
-
Debt Consolidation
8
<1%
-
-
Camping Membership
5
<1%
-
-
refinancing
3
<1%
-
-
credit card consolidation
3
<1%
-
-
credit card debt consolidation
3
<1%
-
-
debt consolidation
3
<1%
-
-
Personal Loan
3
<1%
-
-
consolidate debt
3
<1%
-
-
personal loan
2
<1%
-
-
Debt consolidation
2
<1%
-
-
None
2
<1%
-
-
I will use the loan and pay off all of my outstanding credit card debts that are spread out. It would be great to just focus on paying back one lender with a lower interest rate and not have to worry about keeping track each CC individually.
2
<1%
-
-
Car financing
2
<1%
-
-
Motorcycle Loan
2
<1%
-
-
Borrower added on 11/23/11 > Debt consolidation<br>
2
<1%
-
-
Consolidate
2
<1%
-
-
I am consolidating credit card debt.
2
<1%
-
-
I am a recent college graduate that is in need to pay down high interest credit card debt. I had to pay my own way through college and have student loans and credit card debt to show for it. I now have a good paying full time job and would like to pay down the high interest credit card debt that I h
2
<1%
-
-
consolidate credit cards
2
<1%
-
-
Borrower added on 08/31/11 > Presently embarking on the construction of a Business-class Social Network website potentially larger than other Social Networking sites. This website will cater to a Global audience of entrepreneurs, business professionals and individuals of all professions, indus
2
<1%
-
-
I, need personal loan
2
<1%
-
-
Debt consolidation loan
2
<1%
-
-
consolidation loan
2
<1%
-
-
This loan would be to consolidate my credit card debts, and have one payment at a reasonable interest rate.
2
<1%
-
-
Borrower added on 06/30/11 > Debt Consolidation<br/>
2
<1%
-
-
Personal loan
2
<1%
-
-
Borrower added on 12/06/11 > Debt consolidation<br>
2
<1%
-
-
I have 2nd mortgage on a rental property with balance of $109k. I have cash flow of $85k and plan to pay off the 2nd mortgage using this loan to make up for rest of the balance. You will see a 2nd mortgage debt on my credit around $965.00 which will go away once this loan is approved as I will be
2
<1%
-
-
consolidation
2
<1%
-
-
Borrower added on 09/21/11 > Debt consolidation<br/>
2
<1%
-
-
Borrower added on 12/05/11 > Credit Card Refinancing<br>
1
<1%
-
-
Borrower added on 02/24/10 > I would like to take a dream vacation with my family. I have been working in my current job for 4 years and worked my way up to the Supervisory position I currently hold. I am in a very secure position. In addition to my paychecks, I also receive a $650 per month
1
<1%
-
-
Borrower added on 02/28/10 > On Feb. 12th, I made an initial inquiry about a loan from Lending Club. At that time I was thinking about a loan for my daughter's wedding expenses. I didn't not complete the application on that day because I wanted to think about it myself.<br/>Unfo
1
<1%
-
-
Borrower added on 02/27/10 > I plan to pay off my credit card debt.<br/>I have excelent credit history.<br/>I have been employeed at my current job for 20 years<br/>
1
<1%
-
-
Borrower added on 03/05/10 > I plan on using the funds to help finalize my financial plan. I'm down to 3 credit cards & having a 3 year plan to become debt free is my goal. This loan will allow me to know what I need to pay each month and to have the ability to realize how long I have
1
<1%
-
-
Borrower added on 02/24/10 > Want to consolidate all revolving accounts to one installment account and close all but one. Some are closed already due to my not wanting to accept changes in terms.<br/>My income is very stable. I have been at my current job for only 4 months but I was at
1
<1%
-
-
Borrower added on 03/03/10 > This loan request is to consolidate a credit card debt that I want to put on a monthly payment cycle so that I have a target date to close my debt. <br/><br/>The company I work for has never had a lay-off in it's 13 year history and it continues to
1
<1%
-
-
Borrower added on 02/25/10 > I am using this loan to help my parents with their business. I pay all my bills on time, never any late payments. I was at my previous job ManTech International from 12/7/2004-01/08/2010 until I was promoted to Cobham as of 1/11/2010<br/> Borrower added on 02/
1
<1%
-
-
Borrower added on 03/01/10 > I plan to use the funds to pay of credit card debt. Being that I have a home I am a good borrower. Also I just started working a second job so the loan will be paid of quicker than 36 months.<br/>
1
<1%
-
-
Borrower added on 02/26/10 > Clearing out 4 credit cards - no need to keep all the plastic and making one payment makes life easy<br/>
1
<1%
-
-
Borrower added on 02/24/10 > This loan will provide a part of the funding I need in order to obtain the shares of my company at a discount price through the employee stock purchase plan (ESPP). The other part of the money will come from my savings. My company (Dow Chemical) will issue me shares
1
<1%
-
-
Borrower added on 02/27/10 > I am 23 years old so even though I have good credit I don't have a long enough history of it. I Pay a mtg and a car payment monthly and have never been late on a payment. I Will be able to have my loan paid off alot quicker with this lower rate. I have been emp
1
<1%
-
-
Borrower added on 03/02/10 > *Rising earned income<br/>*Stable work<br/>*Ability to pay our debt as is, but prefer to turn revolving debt into installment loan that we are 100% confident we can pay off in three years.<br/> Borrower added on 03/04/10 > My wife is a working p
1
<1%
-
-
Borrower added on 02/28/10 > With this money i will, Pay off a 17.5% Card and a second Card of 22.1%<br/>
1
<1%
-
-
I am looking to consolidate debt - specifically a loan taken from my 401K - Borrower added on 03/01/10 > I origionally took a loan from my 401K to consolidate some debt, mainly for a kitchen remodel. I have since come across the Lending Club and I feel it would be to my advantage to use the se
1
<1%
-
-
Borrower added on 02/28/10 > I would like to pay off a couple of small credit card balances. The cards have been chopped up and thrown away. The credit card companies love college students - no more!<br/>
1
<1%
-
-
Borrower added on 02/28/10 > Looking to consolidate my credit cards under one loan to simplify the payments.<br/> Borrower added on 03/01/10 > Also, I have no further desire to make credit companies richer. This program is awesome.<br/>
1
<1%
-
-
Borrower added on 02/28/10 > I am looking to pay off the remaining balance on my ONLY credit card (Discover) and pay off my tax debt. I made more money last year in my bonus than I expected and didn't have enough taxes taken out.<br/>
1
<1%
-
-
Borrower added on 02/27/10 > Starting over. Used credit cards to get set up in a new place. Now situated and the "storm" has abated somewhat. time to take full charge of my financial picture and eliminate my debt ASAP. This is good debt.<br/>
1
<1%
-
-
Borrower added on 02/26/10 > I am a mature (33) male that just wants to consolidate two credit cards that are currently at high rates. I have a stable job that pays $75-80k, depending on my yearly bonus. I would really like to pay my credit cards down in the most economical way possible. I&
1
<1%
-
-
Borrower added on 02/24/10 > I have a year's salary in emergency savings but it's locked into a CD so instead of breaking the CD to pay for this estimated $850 bathroom repair I thought I would use my good credit (780 FAKO when I checked Credit Karma earlier this month) to request p2p
1
<1%
-
-
Borrower added on 02/28/10 > Using this to consolidate two credit cards at higher interest rates.<br/>
1
<1%
-
-
Borrower added on 03/03/10 > I missed the opportunity to cash out on my property before the bubble burst and I end up a bit overextended. With the changes in credit card rules, companies are hiking up my rates, using tactics such as reducing my limit as soon as I reduce my ratio debt / credit l
1
<1%
-
-
Borrower added on 02/25/10 > Purchased a 35 year old house after hurricane Ike destroyed my previous home. Need some upgrades to lower utilities ( new window, insulation ) - spent most of insurance proceeeds on making house wheelchair accessible.<br/>
1
<1%
-
-
Borrower added on 02/25/10 > Earning $1572/month working for Red Bull<br/> Borrower added on 02/26/10 > Collecting $400/month from my renter and roommate since Sept.'09.<br/>
1
<1%
-
-
Borrower added on 02/26/10 > I plan on using the funds to combine my credit cards into one bill at a lower interest rate. I've been with the same company for 10.5 years.<br/>
1
<1%
-
-
Borrower added on 02/26/10 > I recently started a new job and just finished the long training process. This training period has set me back financially so I just need a loan to make this months bills. The job is at SoHo House, so my income will easily cover this loan quickly. Thank you for you
1
<1%
-
-
Borrower added on 02/26/10 > This loan will be used to??? <br/><br/>This loan will be used to start a new location of a very popular Pizza location. With our challenging market statistics will show you that a good Pizzeria is recession proof. The average family can afford pizza over
1
<1%
-
-
Borrower added on 02/26/10 > Home Inprovement, this will be my third loan from Lending Club, paid first two loans off and paid on time.<br/>
28,903
99%
-
-
(Other)
purpose
MISSING:
4
(<1%)
TOP CATEGORIES
debt_consolidation
19,776
46%
credit_card
5,476
13%
other
4,425
10%
home_improvement
3,199
8%
major_purchase
2,311
5%
small_business
1,992
5%
car
1,615
4%
wedding
1,004
2%
medical
753
2%
moving
629
1%
house
426
1%
educational
422
<1%
vacation
400
<1%
renewable_energy
106
<1%
Paying off my son's dept...
1
<1%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
purpose
PROVIDES INFORMATION ON...
initial_list_status
1.00
collections_12_mths_ex_med
1.00
mths_since_last_major_derog
1.00
policy_code
1.00
application_type
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pymnt_plan
0.79
tax_liens
0.18
acc_now_delinq
0.14
delinq_amnt
0.12
home_ownership
0.04

THESE FEATURES
GIVE INFORMATION
ON purpose:
home_ownership
0.02
total_acc
0.01
sub_grade
0.01
next_pymnt_d
0.01
issue_d
0.01
addr_state
0.01
grade
0.01
verification_status
0.01
loan_status
0.01
emp_length
0.01
term
0.00
delinq_2yrs
0.00
pub_rec
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
CORRELATION RATIO WITH...
out_prncp_inv
0.43
installment
0.29
loan_amnt
0.29
funded_amnt
0.29
funded_amnt_inv
0.28
fico_range_high
0.27
total_pymnt
0.26
total_rec_prncp
0.25
fico_range_low
0.25
total_pymnt_inv
0.25
dti
0.23
total_rec_int
0.21
member_id
0.16
last_fico_range_high
0.14
title
MISSING:
17
(<1%)
2,259
5%
-
-
Debt Consolidation
1,760
4%
-
-
Debt Consolidation Loan
708
2%
-
-
Personal Loan
547
1%
-
-
Consolidation
532
1%
-
-
debt consolidation
373
<1%
-
-
Home Improvement
370
<1%
-
-
Credit Card Consolidation
347
<1%
-
-
Debt consolidation
333
<1%
-
-
Small Business Loan
330
<1%
-
-
Personal
323
<1%
-
-
Credit Card Loan
266
<1%
-
-
personal loan
264
<1%
-
-
Consolidation Loan
255
<1%
-
-
Home Improvement Loan
247
<1%
-
-
personal
218
<1%
-
-
Loan
217
<1%
-
-
consolidation
217
<1%
-
-
Wedding Loan
206
<1%
-
-
Car Loan
192
<1%
-
-
Other Loan
164
<1%
-
-
Credit Card Payoff
160
<1%
-
-
Wedding
147
<1%
-
-
Credit Card Refinance
146
<1%
-
-
Major Purchase Loan
141
<1%
-
-
Consolidate
124
<1%
-
-
Medical
124
<1%
-
-
Credit Card
117
<1%
-
-
home improvement
96
<1%
-
-
My Loan
95
<1%
-
-
Credit Cards
90
<1%
-
-
loan
89
<1%
-
-
Debt
88
<1%
-
-
Business Loan
81
<1%
-
-
Freedom
80
<1%
-
-
Personal loan
80
<1%
-
-
consolidate
78
<1%
-
-
Moving Loan
68
<1%
-
-
debt_consolidation
67
<1%
-
-
Debt Consolidation
66
<1%
-
-
Major Purchase
66
<1%
-
-
Motorcycle
66
<1%
-
-
Home improvement
64
<1%
-
-
Medical Loan
64
<1%
-
-
Consolidate Debt
64
<1%
-
-
Debt Loan
63
<1%
-
-
Credit Card Debt Consolidation
60
<1%
-
-
Engagement Ring
59
<1%
-
-
Other
59
<1%
-
-
DEBT CONSOLIDATION
59
<1%
-
-
debt consolidation loan
58
<1%
-
-
credit card consolidation
56
<1%
-
-
debt
54
<1%
-
-
Vacation
54
<1%
-
-
Moving
54
<1%
-
-
CC Consolidation
54
<1%
-
-
Credit Card Debt
53
<1%
-
-
my loan
52
<1%
-
-
Wedding Expenses
52
<1%
-
-
Credit Card Consolidation Loan
51
<1%
-
-
Credit Consolidation
29,295
69%
-
-
(Other)
zip_code
MISSING:
4
(<1%)
649
2%
-
-
100xx
559
1%
-
-
945xx
548
1%
-
-
606xx
538
1%
-
-
112xx
503
1%
-
-
070xx
478
1%
-
-
900xx
436
1%
-
-
300xx
416
<1%
-
-
021xx
392
<1%
-
-
750xx
387
<1%
-
-
926xx
380
<1%
-
-
331xx
369
<1%
-
-
917xx
363
<1%
-
-
941xx
360
<1%
-
-
921xx
351
<1%
-
-
770xx
316
<1%
-
-
117xx
299
<1%
-
-
852xx
297
<1%
-
-
113xx
295
<1%
-
-
913xx
284
<1%
-
-
330xx
273
<1%
-
-
891xx
265
<1%
-
-
080xx
257
<1%
-
-
334xx
244
<1%
-
-
902xx
243
<1%
-
-
925xx
241
<1%
-
-
201xx
241
<1%
-
-
980xx
239
<1%
-
-
303xx
234
<1%
-
-
951xx
232
<1%
-
-
920xx
224
<1%
-
-
200xx
222
<1%
-
-
928xx
221
<1%
-
-
104xx
213
<1%
-
-
940xx
213
<1%
-
-
923xx
212
<1%
-
-
802xx
210
<1%
-
-
301xx
207
<1%
-
-
950xx
203
<1%
-
-
212xx
203
<1%
-
-
191xx
202
<1%
-
-
600xx
202
<1%
-
-
787xx
199
<1%
-
-
088xx
199
<1%
-
-
956xx
197
<1%
-
-
554xx
196
<1%
-
-
773xx
196
<1%
-
-
207xx
193
<1%
-
-
604xx
193
<1%
-
-
601xx
190
<1%
-
-
328xx
188
<1%
-
-
333xx
187
<1%
-
-
850xx
184
<1%
-
-
752xx
175
<1%
-
-
853xx
173
<1%
-
-
981xx
171
<1%
-
-
190xx
166
<1%
-
-
060xx
165
<1%
-
-
958xx
162
<1%
-
-
064xx
161
<1%
-
-
481xx
26,019
61%
-
-
(Other)
addr_state
MISSING:
4
(<1%)
TOP CATEGORIES
CA
7,428
17%
NY
4,065
10%
FL
3,104
7%
TX
2,915
7%
NJ
1,988
5%
IL
1,672
4%
PA
1,651
4%
GA
1,503
4%
VA
1,487
3%
MA
1,438
3%
OH
1,329
3%
MD
1,125
3%
AZ
933
2%
WA
888
2%
CO
857
2%
NC
830
2%
CT
816
2%
(Other)
8,506
20%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
addr_state
PROVIDES INFORMATION ON...
initial_list_status
1.00
collections_12_mths_ex_med
1.00
mths_since_last_major_derog
1.00
policy_code
1.00
application_type
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pymnt_plan
0.84
tax_liens
0.34
acc_now_delinq
0.27
delinq_amnt
0.26
next_pymnt_d
0.07

THESE FEATURES
GIVE INFORMATION
ON addr_state:
total_acc
0.01
next_pymnt_d
0.01
home_ownership
0.01
sub_grade
0.01
issue_d
0.00
purpose
0.00
emp_length
0.00
loan_status
0.00
delinq_2yrs
0.00
grade
0.00
verification_status
0.00
pub_rec
0.00
term
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
CORRELATION RATIO WITH...
out_prncp_inv
0.43
fico_range_high
0.22
fico_range_low
0.20
inq_last_6mths
0.17
member_id
0.13
last_fico_range_high
0.11
dti
0.10
open_acc
0.09
annual_inc
0.08
last_fico_range_low
0.08
funded_amnt_inv
0.08
total_pymnt_inv
0.07
mths_since_last_record
0.07
total_rec_prncp
0.07
dti
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.30
fico_range_low
-0.19
fico_range_high
-0.19
mths_since_last_record
0.13
annual_inc
-0.12
total_rec_int
0.10
member_id
0.08
funded_amnt_inv
0.07
total_pymnt_inv
0.07
mths_since_last_delinq
0.07
loan_amnt
0.07
funded_amnt
0.06
total_pymnt
0.06
installment
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
total_acc
0.28
purpose
0.23
sub_grade
0.14
grade
0.12
verification_status
0.10
addr_state
0.10
issue_d
0.08
term
0.08
next_pymnt_d
0.08
loan_status
0.06
emp_length
0.06
delinq_2yrs
0.05
home_ownership
0.03
initial_list_status
0.02
MOST FREQUENT VALUES
0.0
206
0.5%
12.0
54
0.1%
18.0
46
0.1%
10.0
46
0.1%
19.2
45
0.1%
13.2
43
0.1%
13.5
41
<0.1%
16.8
41
<0.1%
12.48
40
<0.1%
14.29
38
<0.1%
15.0
38
<0.1%
4.8
37
<0.1%
6.0
37
<0.1%
20.4
36
<0.1%
15.6
35
<0.1%
SMALLEST VALUES
0.0
206
0.5%
0.01
3
<0.1%
0.02
5
<0.1%
0.03
2
<0.1%
0.04
3
<0.1%
0.05
2
<0.1%
0.06
1
<0.1%
0.07
5
<0.1%
0.08
5
<0.1%
0.09
4
<0.1%
0.11
4
<0.1%
0.12
2
<0.1%
0.13
11
<0.1%
0.14
4
<0.1%
0.15
6
<0.1%
LARGEST VALUES
29.99
1
<0.1%
29.96
1
<0.1%
29.95
2
<0.1%
29.93
3
<0.1%
29.92
2
<0.1%
29.9
1
<0.1%
29.89
1
<0.1%
29.88
1
<0.1%
29.86
2
<0.1%
29.85
1
<0.1%
29.83
1
<0.1%
29.82
1
<0.1%
29.79
1
<0.1%
29.78
2
<0.1%
29.77
2
<0.1%
delinq_2yrs
MISSING:
33
(<1%)
TOP CATEGORIES
0
37,771
89%
1
3,594
8%
2
771
2%
3
244
<1%
4
72
<1%
5
27
<1%
6
13
<1%
7
6
<1%
8
3
<1%
11
2
<1%
9
1
<1%
Jan-97
1
<1%
13
1
<1%
ALL
42,506
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
delinq_2yrs
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
mths_since_last_major_derog
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
initial_list_status
0.77
policy_code
0.77
application_type
0.76
delinq_amnt
0.61
pymnt_plan
0.55
acc_now_delinq
0.41
next_pymnt_d
0.02
grade
0.01

THESE FEATURES
GIVE INFORMATION
ON delinq_2yrs:
sub_grade
0.05
grade
0.04
total_acc
0.03
next_pymnt_d
0.02
issue_d
0.01
addr_state
0.01
purpose
0.01
loan_status
0.01
emp_length
0.01
home_ownership
0.00
verification_status
0.00
term
0.00
initial_list_status
0.00
policy_code
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
delinq_2yrs
CORRELATION RATIO WITH...
out_prncp_inv
0.43
fico_range_high
0.26
fico_range_low
0.24
last_fico_range_high
0.10
member_id
0.08
last_fico_range_low
0.07
open_acc
0.06
inq_last_6mths
0.06
funded_amnt_inv
0.06
dti
0.05
total_rec_prncp
0.05
total_pymnt_inv
0.05
funded_amnt
0.05
loan_amnt
0.04
earliest_cr_line
MISSING:
33
(<1%)
393
<1%
-
-
Oct-99
390
<1%
-
-
Nov-98
370
<1%
-
-
Oct-00
366
<1%
-
-
Dec-98
348
<1%
-
-
Dec-97
340
<1%
-
-
Nov-00
337
<1%
-
-
Nov-99
334
<1%
-
-
Oct-98
325
<1%
-
-
Sep-00
319
<1%
-
-
Nov-97
314
<1%
-
-
Dec-95
303
<1%
-
-
Dec-99
300
<1%
-
-
Jan-00
298
<1%
-
-
Dec-00
293
<1%
-
-
Nov-96
288
<1%
-
-
Dec-96
287
<1%
-
-
Jul-00
283
<1%
-
-
Aug-00
282
<1%
-
-
1-Sep
282
<1%
-
-
2-Oct
279
<1%
-
-
1-Oct
277
<1%
-
-
Sep-99
275
<1%
-
-
Oct-97
271
<1%
-
-
Aug-98
267
<1%
-
-
Sep-98
266
<1%
-
-
Apr-00
265
<1%
-
-
May-00
264
<1%
-
-
3-Oct
259
<1%
-
-
Jan-99
259
<1%
-
-
Aug-99
258
<1%
-
-
1-Jan
251
<1%
-
-
2-Sep
251
<1%
-
-
Dec-94
249
<1%
-
-
Oct-96
249
<1%
-
-
Jan-96
246
<1%
-
-
Jan-97
242
<1%
-
-
4-Oct
239
<1%
-
-
Nov-95
239
<1%
-
-
Jul-99
239
<1%
-
-
Feb-00
238
<1%
-
-
Jan-94
233
<1%
-
-
3-Nov
233
<1%
-
-
1-Dec
233
<1%
-
-
Jun-00
230
<1%
-
-
Mar-00
229
<1%
-
-
May-99
227
<1%
-
-
Feb-99
223
<1%
-
-
Nov-94
223
<1%
-
-
Mar-99
221
<1%
-
-
4-Sep
220
<1%
-
-
3-Sep
220
<1%
-
-
Aug-97
219
<1%
-
-
1-May
218
<1%
-
-
Jul-98
218
<1%
-
-
1-Aug
216
<1%
-
-
Mar-98
215
<1%
-
-
May-98
215
<1%
-
-
Dec-93
214
<1%
-
-
Jun-98
212
<1%
-
-
Jan-95
26,452
62%
-
-
(Other)
fico_range_low
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_high
1.00
last_fico_range_high
0.37
last_fico_range_low
0.29
dti
-0.19
total_rec_prncp
0.17
funded_amnt_inv
0.14
inq_last_6mths
-0.14
loan_amnt
0.13
funded_amnt
0.13
mths_since_last_delinq
0.12
total_pymnt_inv
0.11
total_rec_int
-0.10
total_pymnt
0.10
last_pymnt_amnt
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.77
grade
0.74
loan_status
0.30
issue_d
0.25
purpose
0.25
home_ownership
0.25
delinq_2yrs
0.24
next_pymnt_d
0.21
addr_state
0.20
verification_status
0.19
initial_list_status
0.19
policy_code
0.19
pymnt_plan
0.19
term
0.19
MOST FREQUENT VALUES
685.0
2,310
5.4%
700.0
2,267
5.3%
680.0
2,228
5.2%
695.0
2,202
5.2%
690.0
2,196
5.2%
675.0
1,994
4.7%
705.0
1,970
4.6%
720.0
1,949
4.6%
715.0
1,891
4.4%
725.0
1,890
4.4%
670.0
1,854
4.4%
665.0
1,821
4.3%
710.0
1,771
4.2%
730.0
1,670
3.9%
735.0
1,653
3.9%
SMALLEST VALUES
610.0
2
<0.1%
615.0
1
<0.1%
620.0
1
<0.1%
625.0
2
<0.1%
630.0
6
<0.1%
635.0
5
<0.1%
640.0
102
0.2%
645.0
112
0.3%
650.0
131
0.3%
655.0
127
0.3%
660.0
1,584
3.7%
665.0
1,821
4.3%
670.0
1,854
4.4%
675.0
1,994
4.7%
680.0
2,228
5.2%
LARGEST VALUES
825.0
3
<0.1%
820.0
19
<0.1%
815.0
28
<0.1%
810.0
125
0.3%
805.0
193
0.5%
800.0
256
0.6%
795.0
338
0.8%
790.0
422
1.0%
785.0
406
1.0%
780.0
573
1.3%
775.0
654
1.5%
770.0
799
1.9%
765.0
792
1.9%
760.0
984
2.3%
755.0
1,100
2.6%
fico_range_high
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_low
1.00
last_fico_range_high
0.37
last_fico_range_low
0.29
dti
-0.19
total_rec_prncp
0.17
funded_amnt_inv
0.14
inq_last_6mths
-0.14
loan_amnt
0.13
funded_amnt
0.13
mths_since_last_delinq
0.12
total_pymnt_inv
0.11
total_rec_int
-0.10
total_pymnt
0.10
last_pymnt_amnt
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.77
grade
0.74
loan_status
0.30
purpose
0.27
delinq_2yrs
0.26
issue_d
0.25
home_ownership
0.25
addr_state
0.22
next_pymnt_d
0.21
initial_list_status
0.21
policy_code
0.21
application_type
0.21
verification_status
0.19
term
0.19
MOST FREQUENT VALUES
689.0
2,310
5.4%
704.0
2,267
5.3%
684.0
2,228
5.2%
699.0
2,202
5.2%
694.0
2,196
5.2%
679.0
1,994
4.7%
709.0
1,970
4.6%
724.0
1,949
4.6%
719.0
1,891
4.4%
729.0
1,890
4.4%
674.0
1,854
4.4%
669.0
1,821
4.3%
714.0
1,771
4.2%
734.0
1,670
3.9%
739.0
1,653
3.9%
SMALLEST VALUES
1.0
1
<0.1%
614.0
2
<0.1%
619.0
1
<0.1%
624.0
1
<0.1%
629.0
2
<0.1%
634.0
6
<0.1%
639.0
5
<0.1%
644.0
102
0.2%
649.0
112
0.3%
654.0
131
0.3%
659.0
127
0.3%
664.0
1,584
3.7%
669.0
1,821
4.3%
674.0
1,854
4.4%
679.0
1,994
4.7%
LARGEST VALUES
829.0
3
<0.1%
824.0
19
<0.1%
819.0
28
<0.1%
814.0
125
0.3%
809.0
193
0.5%
804.0
256
0.6%
799.0
338
0.8%
794.0
422
1.0%
789.0
406
1.0%
784.0
573
1.3%
779.0
654
1.5%
774.0
799
1.9%
769.0
792
1.9%
764.0
984
2.3%
759.0
1,100
2.6%
inq_last_6mths
MISSING:
33
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
member_id
-0.20
mths_since_last_record
-0.17
fico_range_high
-0.14
fico_range_low
-0.14
last_fico_range_high
-0.13
last_fico_range_low
-0.11
open_acc
0.09
total_pymnt_inv
-0.09
funded_amnt_inv
-0.07
total_rec_prncp
-0.07
total_rec_late_fee
0.06
total_pymnt
-0.06
mths_since_last_delinq
-0.05
recoveries
0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
next_pymnt_d
0.54
loan_status
0.53
issue_d
0.42
sub_grade
0.25
grade
0.22
addr_state
0.17
total_acc
0.13
purpose
0.12
pub_rec
0.08
home_ownership
0.07
delinq_2yrs
0.06
verification_status
0.05
initial_list_status
0.05
policy_code
0.05
MOST FREQUENT VALUES
0.0
19,657
46.2%
1.0
11,246
26.5%
2.0
5,987
14.1%
3.0
3,182
7.5%
4.0
1,056
2.5%
5.0
596
1.4%
6.0
339
0.8%
7.0
182
0.4%
8.0
115
0.3%
9.0
50
0.1%
10.0
24
<0.1%
11.0
15
<0.1%
12.0
15
<0.1%
15.0
9
<0.1%
14.0
6
<0.1%
SMALLEST VALUES
0.0
19,657
46.2%
1.0
11,246
26.5%
2.0
5,987
14.1%
3.0
3,182
7.5%
4.0
1,056
2.5%
5.0
596
1.4%
6.0
339
0.8%
7.0
182
0.4%
8.0
115
0.3%
9.0
50
0.1%
10.0
24
<0.1%
11.0
15
<0.1%
12.0
15
<0.1%
13.0
6
<0.1%
14.0
6
<0.1%
LARGEST VALUES
33.0
1
<0.1%
32.0
1
<0.1%
31.0
1
<0.1%
28.0
1
<0.1%
27.0
1
<0.1%
25.0
1
<0.1%
24.0
2
<0.1%
20.0
1
<0.1%
19.0
2
<0.1%
18.0
4
<0.1%
17.0
2
<0.1%
16.0
4
<0.1%
15.0
9
<0.1%
14.0
6
<0.1%
13.0
6
<0.1%
mths_since_last_delinq
MISSING:
26,931
(63%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_record
0.48
member_id
0.18
fico_range_low
0.12
fico_range_high
0.12
funded_amnt_inv
0.10
total_pymnt_inv
0.09
dti
0.07
last_fico_range_high
0.05
inq_last_6mths
-0.05
last_fico_range_low
0.04
open_acc
0.04
total_rec_late_fee
-0.03
total_rec_prncp
0.03
total_pymnt
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.18
grade
0.17
total_acc
0.14
pub_rec
0.07
next_pymnt_d
0.06
emp_length
0.05
addr_state
0.04
issue_d
0.04
loan_status
0.04
purpose
0.04
pub_rec_bankruptcies
0.03
delinq_2yrs
0.03
home_ownership
0.02
verification_status
0.01
MOST FREQUENT VALUES
0.0
821
5.3%
30.0
270
1.7%
19.0
266
1.7%
23.0
266
1.7%
15.0
263
1.7%
24.0
262
1.7%
18.0
252
1.6%
38.0
251
1.6%
20.0
249
1.6%
22.0
248
1.6%
31.0
247
1.6%
35.0
244
1.6%
45.0
242
1.6%
17.0
240
1.5%
32.0
240
1.5%
SMALLEST VALUES
0.0
821
5.3%
1.0
33
0.2%
2.0
115
0.7%
3.0
157
1.0%
4.0
164
1.1%
5.0
166
1.1%
6.0
212
1.4%
7.0
199
1.3%
8.0
189
1.2%
9.0
201
1.3%
10.0
232
1.5%
11.0
184
1.2%
12.0
215
1.4%
13.0
191
1.2%
14.0
227
1.5%
LARGEST VALUES
120.0
1
<0.1%
115.0
1
<0.1%
107.0
1
<0.1%
106.0
1
<0.1%
103.0
2
<0.1%
97.0
1
<0.1%
96.0
1
<0.1%
95.0
1
<0.1%
89.0
1
<0.1%
86.0
2
<0.1%
85.0
1
<0.1%
83.0
6
<0.1%
82.0
57
0.4%
81.0
99
0.6%
80.0
101
0.6%
mths_since_last_record
MISSING:
38,887
(91%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
member_id
0.76
funded_amnt_inv
0.49
mths_since_last_delinq
0.48
total_pymnt_inv
0.43
inq_last_6mths
-0.17
total_rec_int
0.15
dti
0.13
total_rec_late_fee
-0.11
last_pymnt_amnt
0.11
total_pymnt
0.06
installment
-0.04
open_acc
0.04
out_prncp
0.04
loan_amnt
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
0.97
pub_rec_bankruptcies
0.95
sub_grade
0.11
grade
0.10
emp_length
0.08
next_pymnt_d
0.07
addr_state
0.07
loan_status
0.07
total_acc
0.06
issue_d
0.04
purpose
0.04
home_ownership
0.03
delinq_2yrs
0.03
tax_liens
0.03
MOST FREQUENT VALUES
0.0
1,275
34.9%
89.0
70
1.9%
113.0
68
1.9%
104.0
66
1.8%
87.0
62
1.7%
86.0
62
1.7%
94.0
61
1.7%
111.0
60
1.6%
100.0
60
1.6%
88.0
59
1.6%
101.0
58
1.6%
93.0
57
1.6%
106.0
57
1.6%
108.0
57
1.6%
96.0
57
1.6%
SMALLEST VALUES
0.0
1,275
34.9%
5.0
1
<0.1%
6.0
1
<0.1%
7.0
1
<0.1%
11.0
2
<0.1%
12.0
1
<0.1%
13.0
2
<0.1%
14.0
1
<0.1%
15.0
3
<0.1%
17.0
3
<0.1%
18.0
4
0.1%
19.0
1
<0.1%
20.0
3
<0.1%
21.0
8
0.2%
22.0
5
0.1%
LARGEST VALUES
129.0
1
<0.1%
120.0
1
<0.1%
119.0
10
0.3%
118.0
40
1.1%
117.0
50
1.4%
116.0
44
1.2%
115.0
42
1.2%
114.0
55
1.5%
113.0
68
1.9%
112.0
44
1.2%
111.0
60
1.6%
110.0
56
1.5%
109.0
56
1.5%
108.0
57
1.6%
107.0
54
1.5%
open_acc
MISSING:
33
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
dti
0.30
loan_amnt
0.18
installment
0.18
funded_amnt
0.17
annual_inc
0.17
total_pymnt
0.16
total_rec_prncp
0.16
funded_amnt_inv
0.16
total_pymnt_inv
0.15
total_rec_int
0.12
inq_last_6mths
0.09
last_pymnt_amnt
0.07
last_fico_range_low
0.06
last_fico_range_high
0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
total_acc
0.70
home_ownership
0.21
purpose
0.13
emp_length
0.11
verification_status
0.10
addr_state
0.09
sub_grade
0.09
next_pymnt_d
0.08
grade
0.07
delinq_2yrs
0.06
issue_d
0.06
term
0.05
loan_status
0.05
initial_list_status
0.02
MOST FREQUENT VALUES
7.0
4,252
10.0%
8.0
4,176
9.8%
6.0
4,172
9.8%
9.0
3,922
9.2%
10.0
3,386
8.0%
5.0
3,368
7.9%
11.0
2,944
6.9%
4.0
2,508
5.9%
12.0
2,398
5.6%
13.0
2,060
4.8%
3.0
1,608
3.8%
14.0
1,597
3.8%
15.0
1,290
3.0%
16.0
1,022
2.4%
17.0
812
1.9%
SMALLEST VALUES
0.0
1
<0.1%
1.0
39
<0.1%
2.0
692
1.6%
3.0
1,608
3.8%
4.0
2,508
5.9%
5.0
3,368
7.9%
6.0
4,172
9.8%
7.0
4,252
10.0%
8.0
4,176
9.8%
9.0
3,922
9.2%
10.0
3,386
8.0%
11.0
2,944
6.9%
12.0
2,398
5.6%
13.0
2,060
4.8%
14.0
1,597
3.8%
LARGEST VALUES
47.0
1
<0.1%
46.0
1
<0.1%
44.0
1
<0.1%
42.0
1
<0.1%
41.0
1
<0.1%
39.0
1
<0.1%
38.0
2
<0.1%
37.0
1
<0.1%
36.0
2
<0.1%
35.0
4
<0.1%
34.0
8
<0.1%
33.0
5
<0.1%
32.0
6
<0.1%
31.0
13
<0.1%
30.0
17
<0.1%
pub_rec
MISSING:
33
(<1%)
TOP CATEGORIES
0.0
40,129
94%
1.0
2,298
5%
2.0
64
<1%
3.0
11
<1%
4.0
2
<1%
13592.0
1
<1%
5.0
1
<1%
ALL
42,506
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
mths_since_last_major_derog
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pub_rec_bankruptcies
0.85
tax_liens
0.25
initial_list_status
0.23
policy_code
0.23
application_type
0.19
acc_now_delinq
0.01
next_pymnt_d
0.01
pymnt_plan
0.01

THESE FEATURES
GIVE INFORMATION
ON pub_rec:
pub_rec_bankruptcies
0.68
sub_grade
0.04
grade
0.03
addr_state
0.02
total_acc
0.02
emp_length
0.01
next_pymnt_d
0.01
loan_status
0.01
purpose
0.01
issue_d
0.01
delinq_2yrs
0.00
home_ownership
0.00
initial_list_status
0.00
policy_code
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
CORRELATION RATIO WITH...
mths_since_last_record
0.97
out_prncp_inv
0.43
fico_range_high
0.18
fico_range_low
0.15
last_fico_range_high
0.10
last_fico_range_low
0.09
inq_last_6mths
0.08
total_rec_prncp
0.07
mths_since_last_delinq
0.07
total_pymnt_inv
0.06
funded_amnt_inv
0.06
total_pymnt
0.06
funded_amnt
0.05
loan_amnt
0.05
revol_bal
MISSING:
4
(<1%)
1,119
3%
-
-
0
14
<1%
-
-
255
14
<1%
-
-
298
13
<1%
-
-
1
12
<1%
-
-
682
10
<1%
-
-
39
10
<1%
-
-
52
10
<1%
-
-
6
10
<1%
-
-
400
9
<1%
-
-
5272
9
<1%
-
-
2725
9
<1%
-
-
1159
9
<1%
-
-
798
9
<1%
-
-
1763
9
<1%
-
-
894
9
<1%
-
-
10
9
<1%
-
-
23
9
<1%
-
-
865
9
<1%
-
-
346
9
<1%
-
-
182
8
<1%
-
-
491
8
<1%
-
-
3808
8
<1%
-
-
9
8
<1%
-
-
6644
8
<1%
-
-
306
8
<1%
-
-
1815
8
<1%
-
-
364
8
<1%
-
-
3612
8
<1%
-
-
5
8
<1%
-
-
311
8
<1%
-
-
2229
8
<1%
-
-
13368
8
<1%
-
-
1284
8
<1%
-
-
1369
8
<1%
-
-
4941
8
<1%
-
-
5626
8
<1%
-
-
981
8
<1%
-
-
2639
8
<1%
-
-
66
8
<1%
-
-
1498
8
<1%
-
-
554
8
<1%
-
-
3667
8
<1%
-
-
482
8
<1%
-
-
1400
8
<1%
-
-
4709
8
<1%
-
-
466
8
<1%
-
-
2823
8
<1%
-
-
1298
8
<1%
-
-
113
7
<1%
-
-
1836
7
<1%
-
-
6673
7
<1%
-
-
24
7
<1%
-
-
4179
7
<1%
-
-
7479
7
<1%
-
-
8652
7
<1%
-
-
814
7
<1%
-
-
3041
7
<1%
-
-
1112
7
<1%
-
-
3053
7
<1%
-
-
358
40,915
96%
-
-
(Other)
revol_util
MISSING:
94
(<1%)
1,070
3%
-
-
0%
65
<1%
-
-
40.70%
64
<1%
-
-
0.20%
63
<1%
-
-
63%
62
<1%
-
-
66.60%
61
<1%
-
-
70.40%
61
<1%
-
-
0.10%
60
<1%
-
-
64.60%
60
<1%
-
-
37.60%
59
<1%
-
-
66.70%
59
<1%
-
-
46.40%
59
<1%
-
-
35.30%
59
<1%
-
-
31.20%
58
<1%
-
-
76.60%
58
<1%
-
-
57.40%
58
<1%
-
-
25.50%
58
<1%
-
-
55.80%
58
<1%
-
-
78.70%
58
<1%
-
-
89.50%
58
<1%
-
-
46.60%
58
<1%
-
-
61%
57
<1%
-
-
34.40%
57
<1%
-
-
65.90%
57
<1%
-
-
49.80%
57
<1%
-
-
48.90%
57
<1%
-
-
72.10%
57
<1%
-
-
68.60%
57
<1%
-
-
66.90%
56
<1%
-
-
30.90%
56
<1%
-
-
47.80%
56
<1%
-
-
48%
56
<1%
-
-
41%
56
<1%
-
-
45.60%
56
<1%
-
-
54.10%
56
<1%
-
-
55.50%
56
<1%
-
-
64.80%
56
<1%
-
-
57.70%
56
<1%
-
-
54.30%
56
<1%
-
-
51.60%
56
<1%
-
-
70.10%
56
<1%
-
-
55.20%
56
<1%
-
-
54.60%
55
<1%
-
-
89.90%
55
<1%
-
-
70.80%
55
<1%
-
-
74.90%
55
<1%
-
-
51.10%
55
<1%
-
-
62.80%
55
<1%
-
-
57.50%
55
<1%
-
-
43.40%
55
<1%
-
-
32%
55
<1%
-
-
48.20%
54
<1%
-
-
55.70%
54
<1%
-
-
33.30%
54
<1%
-
-
29.10%
54
<1%
-
-
33.70%
54
<1%
-
-
41.60%
54
<1%
-
-
27.20%
54
<1%
-
-
27.70%
54
<1%
-
-
8.70%
54
<1%
-
-
43.60%
38,015
90%
-
-
(Other)
total_acc
MISSING:
33
(<1%)
TOP CATEGORIES
15
1,552
4%
16
1,547
4%
17
1,543
4%
14
1,531
4%
20
1,504
4%
18
1,493
4%
21
1,483
3%
13
1,480
3%
12
1,416
3%
19
1,404
3%
22
1,363
3%
11
1,343
3%
23
1,336
3%
24
1,327
3%
10
1,266
3%
25
1,221
3%
9
1,149
3%
(Other)
18,548
44%
ALL
42,506
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
total_acc
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
mths_since_last_major_derog
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
initial_list_status
0.77
policy_code
0.77
application_type
0.76
pymnt_plan
0.62
tax_liens
0.33
delinq_amnt
0.29
acc_now_delinq
0.22
next_pymnt_d
0.11

THESE FEATURES
GIVE INFORMATION
ON total_acc:
home_ownership
0.02
next_pymnt_d
0.02
addr_state
0.01
sub_grade
0.01
emp_length
0.01
purpose
0.01
grade
0.00
issue_d
0.00
loan_status
0.00
delinq_2yrs
0.00
verification_status
0.00
term
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
total_acc
CORRELATION RATIO WITH...
open_acc
0.70
out_prncp_inv
0.43
loan_amnt
0.29
funded_amnt
0.28
funded_amnt_inv
0.28
dti
0.28
installment
0.26
total_rec_prncp
0.26
annual_inc
0.25
total_pymnt
0.25
total_pymnt_inv
0.25
total_rec_int
0.17
fico_range_high
0.17
last_pymnt_amnt
0.17
initial_list_status
MISSING:
4
(<1%)
TOP CATEGORIES
f
42,534
>99%
0
1
<1%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
mths_since_last_major_derog
1.00
policy_code
1.00
application_type
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pymnt_plan
0.78
delinq_2yrs
0.00
term
0.00
loan_status
0.00
pub_rec
0.00
home_ownership
0.00

THESE FEATURES
GIVE INFORMATION
ON initial_list_status:
purpose
1.00
addr_state
1.00
policy_code
1.00
application_type
0.95
sub_grade
0.84
home_ownership
0.83
issue_d
0.82
grade
0.82
verification_status
0.80
term
0.78
loan_status
0.78
pymnt_plan
0.78
delinq_2yrs
0.77
total_acc
0.77

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
CORRELATION RATIO WITH...
out_prncp_inv
0.43
fico_range_high
0.21
fico_range_low
0.19
last_fico_range_high
0.08
last_fico_range_low
0.06
inq_last_6mths
0.05
member_id
0.03
open_acc
0.02
dti
0.02
installment
0.01
funded_amnt
0.01
loan_amnt
0.01
total_rec_prncp
0.01
funded_amnt_inv
0.01
out_prncp
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp_inv
0.90
total_rec_int
0.29
total_pymnt_inv
0.20
total_pymnt
0.19
funded_amnt_inv
0.15
funded_amnt
0.14
total_rec_prncp
0.14
member_id
0.14
loan_amnt
0.14
installment
0.09
last_pymnt_amnt
-0.04
mths_since_last_record
0.04
dti
0.03
annual_inc
0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.83
next_pymnt_d
0.83
term
0.16
issue_d
0.09
sub_grade
0.08
verification_status
0.08
grade
0.07
total_acc
0.05
emp_length
0.04
purpose
0.04
addr_state
0.04
pub_rec_bankruptcies
0.03
home_ownership
0.02
pub_rec
0.02
MOST FREQUENT VALUES
0.0
41,988
98.7%
466.88
2
<0.1%
1663.56
1
<0.1%
1602.99
1
<0.1%
697.47
1
<0.1%
470.13
1
<0.1%
608.94
1
<0.1%
819.03
1
<0.1%
1486.27
1
<0.1%
956.96
1
<0.1%
758.44
1
<0.1%
269.94
1
<0.1%
299.56
1
<0.1%
1536.93
1
<0.1%
279.37
1
<0.1%
SMALLEST VALUES
0.0
41,988
98.7%
4.63
1
<0.1%
21.27
1
<0.1%
24.15
1
<0.1%
30.54
1
<0.1%
39.0
1
<0.1%
45.45
1
<0.1%
48.78
1
<0.1%
55.55
1
<0.1%
66.79
1
<0.1%
68.58
1
<0.1%
69.04
1
<0.1%
71.53
1
<0.1%
72.14
1
<0.1%
81.46
1
<0.1%
LARGEST VALUES
3555.85
1
<0.1%
3126.61
1
<0.1%
2808.36
1
<0.1%
2804.26
1
<0.1%
2804.04
1
<0.1%
2759.98
1
<0.1%
2745.54
1
<0.1%
2691.17
1
<0.1%
2632.48
1
<0.1%
2603.78
1
<0.1%
2514.12
1
<0.1%
2446.98
1
<0.1%
2444.57
1
<0.1%
2438.35
1
<0.1%
2411.0
1
<0.1%
out_prncp_inv
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
0.90
total_rec_int
0.26
total_pymnt_inv
0.18
total_pymnt
0.17
funded_amnt_inv
0.13
funded_amnt
0.13
total_rec_prncp
0.13
loan_amnt
0.13
member_id
0.12
installment
0.08
last_pymnt_amnt
-0.04
fico_range_high
-0.04
dti
0.02
annual_inc
0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.75
next_pymnt_d
0.75
total_acc
0.43
purpose
0.43
addr_state
0.43
pub_rec
0.43
delinq_2yrs
0.43
initial_list_status
0.43
policy_code
0.43
mths_since_last_major_derog
0.43
application_type
0.19
term
0.14
issue_d
0.08
sub_grade
0.08
MOST FREQUENT VALUES
0.0
41,987
98.7%
954.52
1
<0.1%
299.56
1
<0.1%
449.56
1
<0.1%
608.94
1
<0.1%
817.68
1
<0.1%
1484.92
1
<0.1%
1662.09
1
<0.1%
269.94
1
<0.1%
1525.96
1
<0.1%
694.31
1
<0.1%
279.37
1
<0.1%
653.7
1
<0.1%
304.74
1
<0.1%
629.38
1
<0.1%
SMALLEST VALUES
0.0
41,987
98.7%
4.52
1
<0.1%
21.27
1
<0.1%
24.15
1
<0.1%
30.27
1
<0.1%
39.0
1
<0.1%
45.45
1
<0.1%
48.78
1
<0.1%
55.55
1
<0.1%
66.79
1
<0.1%
67.28
1
<0.1%
69.04
1
<0.1%
71.16
1
<0.1%
71.29
1
<0.1%
81.46
1
<0.1%
LARGEST VALUES
12391.90805
1
<0.1%
3553.3
1
<0.1%
3123.44
1
<0.1%
2806.35
1
<0.1%
2804.26
1
<0.1%
2800.01
1
<0.1%
2759.98
1
<0.1%
2745.54
1
<0.1%
2677.64
1
<0.1%
2626.73
1
<0.1%
2579.77
1
<0.1%
2512.11
1
<0.1%
2442.64
1
<0.1%
2438.53
1
<0.1%
2438.35
1
<0.1%
total_pymnt
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.97
total_pymnt_inv
0.96
funded_amnt
0.90
loan_amnt
0.88
funded_amnt_inv
0.87
installment
0.85
total_rec_int
0.83
last_pymnt_amnt
0.47
annual_inc
0.26
last_fico_range_high
0.19
out_prncp
0.19
last_fico_range_low
0.17
out_prncp_inv
0.17
member_id
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.39
term
0.34
loan_status
0.30
sub_grade
0.28
grade
0.27
purpose
0.26
total_acc
0.25
next_pymnt_d
0.20
issue_d
0.16
home_ownership
0.16
emp_length
0.15
addr_state
0.07
pub_rec
0.06
pub_rec_bankruptcies
0.04
MOST FREQUENT VALUES
11196.56943
26
<0.1%
0.0
21
<0.1%
10956.77596
16
<0.1%
11784.23223
16
<0.1%
5478.387981
15
<0.1%
13148.13786
15
<0.1%
13435.90021
13
<0.1%
5557.025543
13
<0.1%
13263.95464
12
<0.1%
14288.76169
11
<0.1%
8760.210626
11
<0.1%
3257.260315
11
<0.1%
5598.284713
11
<0.1%
11907.34732
10
<0.1%
5807.205108
10
<0.1%
SMALLEST VALUES
0.0
21
<0.1%
33.73
1
<0.1%
35.71
1
<0.1%
44.92
2
<0.1%
44.96
1
<0.1%
57.18
1
<0.1%
61.71
1
<0.1%
62.86
1
<0.1%
66.77
1
<0.1%
67.32
1
<0.1%
69.64
1
<0.1%
69.77
1
<0.1%
76.33
1
<0.1%
76.7
1
<0.1%
78.93
1
<0.1%
LARGEST VALUES
58563.67993
1
<0.1%
58480.13992
1
<0.1%
57959.01
1
<0.1%
57835.27991
1
<0.1%
56909.79
1
<0.1%
56849.26986
1
<0.1%
56662.58994
1
<0.1%
56363.70727
1
<0.1%
56199.43995
1
<0.1%
56165.03
1
<0.1%
55906.9499
1
<0.1%
55768.77995
1
<0.1%
55710.17
1
<0.1%
55422.52986
1
<0.1%
55411.21052
1
<0.1%
total_pymnt_inv
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.96
total_rec_prncp
0.93
funded_amnt_inv
0.91
funded_amnt
0.86
loan_amnt
0.84
total_rec_int
0.82
installment
0.80
last_pymnt_amnt
0.46
mths_since_last_record
0.43
member_id
0.27
annual_inc
0.24
last_fico_range_high
0.20
out_prncp
0.20
last_fico_range_low
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.40
term
0.36
loan_status
0.31
issue_d
0.27
sub_grade
0.25
total_acc
0.25
purpose
0.25
next_pymnt_d
0.24
grade
0.23
emp_length
0.16
home_ownership
0.16
addr_state
0.07
pub_rec
0.06
delinq_2yrs
0.05
MOST FREQUENT VALUES
0.0
299
0.7%
6514.52
16
<0.1%
13148.14
14
<0.1%
5478.39
14
<0.1%
10956.78
12
<0.1%
6717.95
12
<0.1%
11196.57
12
<0.1%
13517.36
11
<0.1%
5557.03
11
<0.1%
7328.92
11
<0.1%
4343.01
10
<0.1%
5428.77
10
<0.1%
14288.76
10
<0.1%
3257.26
10
<0.1%
5681.3
10
<0.1%
SMALLEST VALUES
0.0
299
0.7%
0.51
1
<0.1%
0.54
1
<0.1%
0.92
1
<0.1%
11.21
1
<0.1%
12.65
1
<0.1%
16.82
1
<0.1%
18.97
1
<0.1%
20.98
1
<0.1%
21.6
1
<0.1%
24.08
1
<0.1%
25.18
1
<0.1%
26.19
1
<0.1%
27.3
1
<0.1%
29.28
1
<0.1%
LARGEST VALUES
58563.68
1
<0.1%
58438.37
1
<0.1%
57634.86
1
<0.1%
57628.73
1
<0.1%
56622.12
1
<0.1%
56549.68
1
<0.1%
56515.16
1
<0.1%
56323.45
1
<0.1%
55902.35
1
<0.1%
55867.02
1
<0.1%
55670.49
1
<0.1%
55579.28
1
<0.1%
55382.94
1
<0.1%
55122.55
1
<0.1%
55066.92
1
<0.1%
total_rec_prncp
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.97
total_pymnt_inv
0.93
funded_amnt
0.87
loan_amnt
0.85
installment
0.84
funded_amnt_inv
0.84
total_rec_int
0.70
last_pymnt_amnt
0.54
last_fico_range_high
0.26
annual_inc
0.26
last_fico_range_low
0.23
fico_range_low
0.17
fico_range_high
0.17
open_acc
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.36
verification_status
0.36
total_acc
0.26
purpose
0.25
term
0.23
sub_grade
0.18
next_pymnt_d
0.17
home_ownership
0.16
grade
0.16
issue_d
0.15
emp_length
0.15
addr_state
0.07
pub_rec
0.07
pub_rec_bankruptcies
0.05
MOST FREQUENT VALUES
10000.0
2,425
5.7%
12000.0
1,922
4.5%
5000.0
1,851
4.4%
6000.0
1,745
4.1%
15000.0
1,502
3.5%
8000.0
1,412
3.3%
20000.0
1,158
2.7%
4000.0
1,043
2.5%
3000.0
971
2.3%
7000.0
898
2.1%
25000.0
860
2.0%
16000.0
615
1.4%
9000.0
594
1.4%
14000.0
514
1.2%
2000.0
501
1.2%
SMALLEST VALUES
0.0
86
0.2%
21.21
1
<0.1%
21.93
1
<0.1%
22.24
1
<0.1%
22.5
1
<0.1%
23.68
1
<0.1%
24.87
1
<0.1%
30.32
1
<0.1%
32.51
1
<0.1%
34.5
1
<0.1%
35.14
1
<0.1%
35.8
1
<0.1%
38.23
1
<0.1%
40.23
1
<0.1%
43.44
1
<0.1%
LARGEST VALUES
35000.02
2
<0.1%
35000.01
1
<0.1%
35000.0
380
0.9%
34999.99
6
<0.1%
34999.98
1
<0.1%
34999.97
1
<0.1%
34995.36
1
<0.1%
34969.47
1
<0.1%
34800.0
1
<0.1%
34675.0
1
<0.1%
34525.0
1
<0.1%
34475.01
1
<0.1%
34475.0
2
<0.1%
34257.53
1
<0.1%
34250.0
1
<0.1%
total_rec_int
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.83
total_pymnt_inv
0.82
funded_amnt
0.74
loan_amnt
0.73
funded_amnt_inv
0.73
total_rec_prncp
0.70
installment
0.63
out_prncp
0.29
out_prncp_inv
0.26
last_pymnt_amnt
0.19
annual_inc
0.19
member_id
0.18
mths_since_last_record
0.15
open_acc
0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.53
sub_grade
0.50
grade
0.48
verification_status
0.35
next_pymnt_d
0.27
loan_status
0.26
purpose
0.21
total_acc
0.17
issue_d
0.17
emp_length
0.14
home_ownership
0.12
addr_state
0.05
delinq_2yrs
0.03
pymnt_plan
0.02
MOST FREQUENT VALUES
0.0
84
0.2%
1196.57
26
<0.1%
514.52
19
<0.1%
717.95
17
<0.1%
956.78
17
<0.1%
1784.23
17
<0.1%
1148.14
17
<0.1%
478.39
16
<0.1%
1907.35
14
<0.1%
1517.36
13
<0.1%
632.21
13
<0.1%
1435.9
13
<0.1%
1263.95
13
<0.1%
557.03
13
<0.1%
857.53
12
<0.1%
SMALLEST VALUES
0.0
84
0.2%
3.54
1
<0.1%
6.22
1
<0.1%
6.27
1
<0.1%
7.19
1
<0.1%
7.2
2
<0.1%
8.06
1
<0.1%
8.23
1
<0.1%
8.92
1
<0.1%
9.34
1
<0.1%
9.49
1
<0.1%
9.58
2
<0.1%
10.26
1
<0.1%
10.79
1
<0.1%
11.17
1
<0.1%
LARGEST VALUES
23823.75
1
<0.1%
23563.68
1
<0.1%
23480.14
1
<0.1%
23021.28
1
<0.1%
22963.65
1
<0.1%
22961.67
1
<0.1%
22961.37
1
<0.1%
22955.84
1
<0.1%
22835.28
1
<0.1%
22678.48
1
<0.1%
22122.3
1
<0.1%
22092.11
1
<0.1%
22043.1
1
<0.1%
21849.27
1
<0.1%
21662.59
1
<0.1%
total_rec_late_fee
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_high
-0.17
last_fico_range_low
-0.15
mths_since_last_record
-0.11
recoveries
0.09
total_rec_int
0.07
fico_range_low
-0.07
fico_range_high
-0.07
member_id
-0.07
last_pymnt_amnt
-0.06
inq_last_6mths
0.06
installment
0.06
funded_amnt
0.05
loan_amnt
0.04
mths_since_last_delinq
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.17
sub_grade
0.12
grade
0.12
next_pymnt_d
0.11
issue_d
0.09
total_acc
0.06
addr_state
0.06
purpose
0.05
delinq_2yrs
0.04
home_ownership
0.03
emp_length
0.03
verification_status
0.02
pub_rec_bankruptcies
0.01
pub_rec
0.01
MOST FREQUENT VALUES
0.0
40,148
94.4%
15.0
298
0.7%
15.00000001
76
0.2%
30.0
65
0.2%
15.00000002
49
0.1%
14.99999999
44
0.1%
14.99999998
36
<0.1%
15.00000003
34
<0.1%
15.00000004
27
<0.1%
14.99999997
25
<0.1%
45.0
23
<0.1%
14.99999996
14
<0.1%
14.99999994
13
<0.1%
15.00000005
13
<0.1%
15.00000006
11
<0.1%
SMALLEST VALUES
0.0
40,148
94.4%
0.01
1
<0.1%
0.060799751
1
<0.1%
0.073787104
1
<0.1%
0.101704562
1
<0.1%
0.139999999
1
<0.1%
0.180082904
1
<0.1%
0.18477362
1
<0.1%
0.27
1
<0.1%
0.302036553
1
<0.1%
0.65
1
<0.1%
1.0
1
<0.1%
1.36
1
<0.1%
1.69
1
<0.1%
3.61
1
<0.1%
LARGEST VALUES
209.0
1
<0.1%
180.2
1
<0.1%
170.76
1
<0.1%
166.4297107
1
<0.1%
165.69
1
<0.1%
146.6000003
1
<0.1%
146.04
1
<0.1%
143.0930454
1
<0.1%
134.0700007
1
<0.1%
130.5970372
1
<0.1%
130.47
1
<0.1%
127.7878136
1
<0.1%
125.4000005
1
<0.1%
123.24
1
<0.1%
123.1717577
1
<0.1%
recoveries
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_high
-0.15
funded_amnt
0.13
loan_amnt
0.13
last_fico_range_low
-0.13
installment
0.12
funded_amnt_inv
0.11
total_rec_prncp
-0.10
total_rec_late_fee
0.09
total_rec_int
0.07
last_pymnt_amnt
-0.07
fico_range_low
-0.04
fico_range_high
-0.04
inq_last_6mths
0.04
total_pymnt
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.33
sub_grade
0.14
grade
0.13
term
0.10
next_pymnt_d
0.08
verification_status
0.07
purpose
0.06
total_acc
0.05
addr_state
0.04
emp_length
0.03
issue_d
0.03
delinq_2yrs
0.02
home_ownership
0.02
pub_rec
0.00
MOST FREQUENT VALUES
0.0
37,789
88.8%
10.4
4
<0.1%
13.93
4
<0.1%
11.29
4
<0.1%
13.0
3
<0.1%
9.83
3
<0.1%
9.8
3
<0.1%
13.59
3
<0.1%
10.13
3
<0.1%
10.66
3
<0.1%
13.44
3
<0.1%
12.09
3
<0.1%
20.79
3
<0.1%
19.2
3
<0.1%
10.07
3
<0.1%
SMALLEST VALUES
0.0
37,789
88.8%
0.25
1
<0.1%
2.34
1
<0.1%
4.4
1
<0.1%
6.3
1
<0.1%
6.31
1
<0.1%
8.19
1
<0.1%
8.36
1
<0.1%
8.41
1
<0.1%
8.46
1
<0.1%
8.56
1
<0.1%
8.71
1
<0.1%
8.88
1
<0.1%
8.89
1
<0.1%
8.99
1
<0.1%
LARGEST VALUES
29623.35
1
<0.1%
27750.0
1
<0.1%
22943.37
1
<0.1%
21810.31
1
<0.1%
20006.53
1
<0.1%
19915.67
1
<0.1%
19508.26
1
<0.1%
19115.67
1
<0.1%
18694.32
1
<0.1%
16502.69
1
<0.1%
16268.35
1
<0.1%
16066.02
1
<0.1%
16008.02
1
<0.1%
15958.26
1
<0.1%
15914.93
1
<0.1%
collection_recovery_fee
MISSING:
4
(<1%)
38,242
90%
-
-
0
15
<1%
-
-
2
11
<1%
-
-
1.2
10
<1%
-
-
0.8
10
<1%
-
-
1.6
9
<1%
-
-
1.8
9
<1%
-
-
1.21
9
<1%
-
-
1.55
9
<1%
-
-
2.02
9
<1%
-
-
1.44
9
<1%
-
-
1.88
9
<1%
-
-
3.71
9
<1%
-
-
3.23
8
<1%
-
-
1.62
8
<1%
-
-
3.2
8
<1%
-
-
1.69
8
<1%
-
-
1.07
8
<1%
-
-
3.35
8
<1%
-
-
1.39
8
<1%
-
-
2.52
8
<1%
-
-
3.39
8
<1%
-
-
4
8
<1%
-
-
0.81
8
<1%
-
-
0.93
8
<1%
-
-
1.9
8
<1%
-
-
0.6
7
<1%
-
-
1.76
7
<1%
-
-
1.45
7
<1%
-
-
1.22
7
<1%
-
-
1.31
7
<1%
-
-
1.47
7
<1%
-
-
3
7
<1%
-
-
2.04
7
<1%
-
-
4.02
7
<1%
-
-
2.57
7
<1%
-
-
4.52
7
<1%
-
-
4.8
7
<1%
-
-
2.54
7
<1%
-
-
2.87
7
<1%
-
-
0.44
7
<1%
-
-
0.94
7
<1%
-
-
0.63
7
<1%
-
-
1.73
7
<1%
-
-
3.96
6
<1%
-
-
2.08
6
<1%
-
-
0.95
6
<1%
-
-
1.48
6
<1%
-
-
1.29
6
<1%
-
-
0.54
6
<1%
-
-
1.17
6
<1%
-
-
0.48
6
<1%
-
-
1.02
6
<1%
-
-
0.86
6
<1%
-
-
1.11
6
<1%
-
-
1.3
6
<1%
-
-
1.84
6
<1%
-
-
5.6
6
<1%
-
-
4.73
6
<1%
-
-
4.06
6
<1%
-
-
0.65
3,849
9%
-
-
(Other)
last_pymnt_d
MISSING:
87
(<1%)
1,070
3%
-
-
13-Mar
949
2%
-
-
14-Dec
943
2%
-
-
13-May
906
2%
-
-
13-Feb
893
2%
-
-
12-Mar
890
2%
-
-
13-Apr
868
2%
-
-
12-Aug
853
2%
-
-
12-Oct
845
2%
-
-
14-Jan
836
2%
-
-
14-Aug
827
2%
-
-
14-Mar
826
2%
-
-
13-Jan
820
2%
-
-
14-Jul
813
2%
-
-
14-Oct
802
2%
-
-
12-Sep
802
2%
-
-
13-Jul
799
2%
-
-
13-Dec
797
2%
-
-
14-Feb
782
2%
-
-
12-Nov
781
2%
-
-
12-Feb
781
2%
-
-
12-Apr
780
2%
-
-
14-Jun
774
2%
-
-
12-Jul
773
2%
-
-
12-May
744
2%
-
-
13-Aug
737
2%
-
-
12-Jun
732
2%
-
-
12-Dec
712
2%
-
-
13-Oct
712
2%
-
-
13-Sep
706
2%
-
-
13-Jun
701
2%
-
-
13-Nov
694
2%
-
-
14-Sep
686
2%
-
-
14-May
682
2%
-
-
14-Apr
674
2%
-
-
16-Sep
596
1%
-
-
11-Mar
593
1%
-
-
14-Nov
585
1%
-
-
11-Dec
575
1%
-
-
12-Jan
519
1%
-
-
11-Apr
490
1%
-
-
11-Sep
487
1%
-
-
11-Nov
482
1%
-
-
11-Oct
479
1%
-
-
11-Aug
454
1%
-
-
11-Jul
448
1%
-
-
11-May
440
1%
-
-
11-Jun
437
1%
-
-
11-Feb
337
<1%
-
-
15-Jan
332
<1%
-
-
10-Dec
330
<1%
-
-
11-Jan
292
<1%
-
-
10-Oct
261
<1%
-
-
15-Jul
258
<1%
-
-
10-Nov
247
<1%
-
-
10-Jul
231
<1%
-
-
15-Nov
226
<1%
-
-
15-Jun
226
<1%
-
-
16-Mar
217
<1%
-
-
15-Aug
215
<1%
-
-
10-Sep
4,705
11%
-
-
(Other)
last_pymnt_amnt
MISSING:
5
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.54
total_pymnt
0.47
total_pymnt_inv
0.46
funded_amnt
0.45
loan_amnt
0.45
funded_amnt_inv
0.44
installment
0.40
total_rec_int
0.19
last_fico_range_high
0.17
last_fico_range_low
0.15
annual_inc
0.14
member_id
0.14
mths_since_last_record
0.11
fico_range_low
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.23
term
0.23
verification_status
0.21
total_acc
0.17
sub_grade
0.14
issue_d
0.13
grade
0.13
purpose
0.13
home_ownership
0.11
next_pymnt_d
0.10
emp_length
0.09
addr_state
0.04
pub_rec
0.03
delinq_2yrs
0.02
MOST FREQUENT VALUES
0.0
96
0.2%
200.0
19
<0.1%
100.0
17
<0.1%
50.0
17
<0.1%
150.0
13
<0.1%
400.0
12
<0.1%
276.06
12
<0.1%
786.01
11
<0.1%
500.0
11
<0.1%
494.59
10
<0.1%
773.44
10
<0.1%
280.91
10
<0.1%
275.74
9
<0.1%
324.42
8
<0.1%
250.0
8
<0.1%
SMALLEST VALUES
0.0
96
0.2%
0.01
1
<0.1%
0.02
1
<0.1%
0.03
1
<0.1%
0.06
1
<0.1%
0.13
1
<0.1%
0.16
2
<0.1%
0.2
1
<0.1%
0.22
1
<0.1%
0.24
1
<0.1%
0.25
1
<0.1%
0.28
1
<0.1%
0.32
1
<0.1%
0.35
1
<0.1%
0.36
2
<0.1%
LARGEST VALUES
36115.2
1
<0.1%
35613.68
1
<0.1%
35596.41
1
<0.1%
35479.89
1
<0.1%
35471.86
1
<0.1%
35395.59
1
<0.1%
35339.05
1
<0.1%
35337.09
1
<0.1%
35322.96
1
<0.1%
35322.6
1
<0.1%
35283.09
1
<0.1%
35139.61
1
<0.1%
34981.66
1
<0.1%
34852.54
1
<0.1%
34675.92
1
<0.1%
next_pymnt_d
MISSING:
39,242
(92%)
TOP CATEGORIES
16-Oct
546
17%
11-Mar
107
3%
11-Apr
101
3%
11-Feb
91
3%
11-Jan
79
2%
11-May
77
2%
10-Dec
71
2%
11-Jun
66
2%
11-Sep
64
2%
11-Aug
57
2%
10-Nov
55
2%
10-Aug
54
2%
11-Jul
53
2%
9-Oct
53
2%
9-Dec
53
2%
10-Sep
53
2%
9-Nov
52
2%
(Other)
1,665
51%
ALL
3,297
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
next_pymnt_d
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
delinq_amnt
0.58
tax_liens
0.57
mths_since_last_major_derog
0.56
acc_now_delinq
0.56
loan_status
0.43
issue_d
0.15
initial_list_status
0.13
policy_code
0.13
application_type
0.09

THESE FEATURES
GIVE INFORMATION
ON next_pymnt_d:
loan_status
0.54
issue_d
0.31
sub_grade
0.11
total_acc
0.11
addr_state
0.07
grade
0.07
term
0.05
verification_status
0.03
purpose
0.03
emp_length
0.03
delinq_2yrs
0.02
home_ownership
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
next_pymnt_d
CORRELATION RATIO WITH...
out_prncp
0.83
out_prncp_inv
0.75
inq_last_6mths
0.54
member_id
0.40
total_rec_int
0.27
total_pymnt_inv
0.24
fico_range_high
0.21
funded_amnt_inv
0.21
fico_range_low
0.21
total_pymnt
0.20
total_rec_prncp
0.17
funded_amnt
0.14
loan_amnt
0.14
last_fico_range_high
0.13
last_credit_pull_d
MISSING:
8
(<1%)
16,232
38%
-
-
16-Sep
859
2%
-
-
16-Mar
771
2%
-
-
16-Aug
700
2%
-
-
16-Apr
696
2%
-
-
13-Feb
622
1%
-
-
16-Jul
611
1%
-
-
16-Feb
538
1%
-
-
16-Jun
529
1%
-
-
16-Jan
514
1%
-
-
16-May
506
1%
-
-
15-Dec
501
1%
-
-
13-Mar
492
1%
-
-
14-Jul
491
1%
-
-
14-Sep
491
1%
-
-
14-Dec
471
1%
-
-
14-Mar
468
1%
-
-
15-Jul
467
1%
-
-
14-Aug
463
1%
-
-
14-Oct
451
1%
-
-
14-Feb
441
1%
-
-
15-Nov
440
1%
-
-
15-Oct
437
1%
-
-
15-Sep
434
1%
-
-
14-Jan
418
<1%
-
-
14-Apr
417
<1%
-
-
14-Nov
389
<1%
-
-
14-Jun
388
<1%
-
-
13-Nov
388
<1%
-
-
14-May
373
<1%
-
-
15-Jan
366
<1%
-
-
13-May
363
<1%
-
-
15-Aug
355
<1%
-
-
13-Apr
351
<1%
-
-
13-Dec
350
<1%
-
-
15-May
341
<1%
-
-
13-Oct
335
<1%
-
-
12-Sep
327
<1%
-
-
15-Jun
326
<1%
-
-
13-Jul
325
<1%
-
-
13-Sep
325
<1%
-
-
12-Nov
324
<1%
-
-
12-Feb
317
<1%
-
-
15-Apr
313
<1%
-
-
15-Mar
313
<1%
-
-
15-Feb
307
<1%
-
-
13-Jun
305
<1%
-
-
13-Aug
298
<1%
-
-
12-Aug
291
<1%
-
-
12-Dec
289
<1%
-
-
12-May
287
<1%
-
-
12-Mar
285
<1%
-
-
11-Mar
276
<1%
-
-
12-Apr
275
<1%
-
-
12-Oct
271
<1%
-
-
12-Jun
245
<1%
-
-
12-Jul
240
<1%
-
-
11-Aug
208
<1%
-
-
12-Jan
193
<1%
-
-
11-Dec
190
<1%
-
-
11-May
2,542
6%
-
-
(Other)
last_fico_range_high
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_low
0.85
fico_range_low
0.37
fico_range_high
0.37
total_rec_prncp
0.26
total_pymnt_inv
0.20
total_pymnt
0.19
last_pymnt_amnt
0.17
total_rec_late_fee
-0.17
recoveries
-0.15
inq_last_6mths
-0.13
funded_amnt_inv
0.11
funded_amnt
0.09
loan_amnt
0.09
installment
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.50
sub_grade
0.35
grade
0.34
total_acc
0.14
purpose
0.14
issue_d
0.14
next_pymnt_d
0.13
home_ownership
0.12
addr_state
0.11
term
0.10
pub_rec
0.10
delinq_2yrs
0.10
verification_status
0.09
pymnt_plan
0.08
MOST FREQUENT VALUES
709.0
1,283
3.0%
694.0
1,266
3.0%
699.0
1,248
2.9%
714.0
1,245
2.9%
719.0
1,230
2.9%
724.0
1,207
2.8%
704.0
1,202
2.8%
689.0
1,123
2.6%
684.0
1,105
2.6%
734.0
1,084
2.5%
679.0
1,020
2.4%
729.0
1,003
2.4%
674.0
997
2.3%
739.0
978
2.3%
744.0
954
2.2%
SMALLEST VALUES
0.0
38
<0.1%
499.0
767
1.8%
504.0
208
0.5%
509.0
177
0.4%
514.0
201
0.5%
519.0
207
0.5%
524.0
218
0.5%
529.0
202
0.5%
534.0
212
0.5%
539.0
208
0.5%
544.0
219
0.5%
549.0
216
0.5%
554.0
246
0.6%
559.0
280
0.7%
564.0
275
0.6%
LARGEST VALUES
850.0
8
<0.1%
844.0
37
<0.1%
839.0
41
<0.1%
834.0
129
0.3%
829.0
153
0.4%
824.0
240
0.6%
819.0
295
0.7%
814.0
351
0.8%
809.0
488
1.1%
804.0
544
1.3%
799.0
583
1.4%
794.0
653
1.5%
789.0
643
1.5%
784.0
713
1.7%
779.0
740
1.7%
last_fico_range_low
MISSING:
4
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_high
0.85
fico_range_high
0.29
fico_range_low
0.29
total_rec_prncp
0.23
total_pymnt_inv
0.18
total_pymnt
0.17
last_pymnt_amnt
0.15
total_rec_late_fee
-0.15
recoveries
-0.13
inq_last_6mths
-0.11
funded_amnt_inv
0.10
funded_amnt
0.08
loan_amnt
0.08
installment
0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.45
sub_grade
0.28
grade
0.27
total_acc
0.15
next_pymnt_d
0.13
purpose
0.11
issue_d
0.11
home_ownership
0.10
pub_rec
0.09
addr_state
0.08
delinq_2yrs
0.07
term
0.07
pub_rec_bankruptcies
0.06
initial_list_status
0.06
MOST FREQUENT VALUES
705.0
1,283
3.0%
690.0
1,266
3.0%
695.0
1,248
2.9%
710.0
1,245
2.9%
715.0
1,230
2.9%
720.0
1,207
2.8%
700.0
1,202
2.8%
685.0
1,123
2.6%
680.0
1,105
2.6%
730.0
1,084
2.5%
675.0
1,020
2.4%
725.0
1,003
2.4%
670.0
997
2.3%
735.0
978
2.3%
740.0
954
2.2%
SMALLEST VALUES
0.0
806
1.9%
500.0
208
0.5%
505.0
177
0.4%
510.0
201
0.5%
515.0
207
0.5%
520.0
218
0.5%
525.0
202
0.5%
530.0
212
0.5%
535.0
208
0.5%
540.0
219
0.5%
545.0
216
0.5%
550.0
246
0.6%
555.0
280
0.7%
560.0
275
0.6%
565.0
269
0.6%
LARGEST VALUES
845.0
8
<0.1%
840.0
37
<0.1%
835.0
41
<0.1%
830.0
129
0.3%
825.0
153
0.4%
820.0
240
0.6%
815.0
295
0.7%
810.0
351
0.8%
805.0
488
1.1%
800.0
544
1.3%
795.0
583
1.4%
790.0
653
1.5%
785.0
643
1.5%
780.0
713
1.7%
775.0
740
1.7%
collections_12_mths_ex_med
MISSING:
150
(<1%)
TOP CATEGORIES
0.0
42,389
100%
ALL
42,389
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
collections_12_mths_ex_med
PROVIDES INFORMATION ON...
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
application_type
0.00
pymnt_plan
0.00
initial_list_status
0.00
policy_code
0.00
sub_grade
0.00
grade
0.00
pub_rec
0.00
emp_length
0.00
home_ownership
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON collections_12_mths_ex_med:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
delinq_2yrs
1.00
pub_rec
1.00
total_acc
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collections_12_mths_ex_med
CORRELATION RATIO WITH...
member_id
0.00
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
inq_last_6mths
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
out_prncp
0.00
mths_since_last_major_derog
MISSING:
42,538
(>99%)
TOP CATEGORIES
1.0
1
100%
ALL
1
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
mths_since_last_major_derog
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
initial_list_status
0.22
policy_code
0.22
application_type
0.18
pub_rec
0.00
delinq_2yrs
0.00
next_pymnt_d
0.00
purpose
0.00
addr_state
0.00
total_acc
0.00

THESE FEATURES
GIVE INFORMATION
ON mths_since_last_major_derog:
purpose
1.00
addr_state
1.00
delinq_2yrs
1.00
pub_rec
1.00
total_acc
1.00
initial_list_status
1.00
policy_code
1.00
application_type
0.79
next_pymnt_d
0.56
sub_grade
0.30
emp_length
0.30
home_ownership
0.22
issue_d
0.19
grade
0.17

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
mths_since_last_major_derog
CORRELATION RATIO WITH...
out_prncp_inv
0.43
fico_range_high
0.09
inq_last_6mths
0.05
last_fico_range_low
0.03
open_acc
0.01
dti
0.01
member_id
0.01
total_rec_prncp
0.00
mths_since_last_record
0.00
total_rec_int
0.00
last_pymnt_amnt
0.00
mths_since_last_delinq
0.00
funded_amnt_inv
0.00
total_pymnt
0.00
policy_code
MISSING:
4
(<1%)
TOP CATEGORIES
1
42,534
>99%
INDIVIDUAL
1
<1%
ALL
42,535
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
policy_code
PROVIDES INFORMATION ON...
initial_list_status
1.00
collections_12_mths_ex_med
1.00
mths_since_last_major_derog
1.00
application_type
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pymnt_plan
0.78
delinq_2yrs
0.00
term
0.00
loan_status
0.00
pub_rec
0.00
home_ownership
0.00

THESE FEATURES
GIVE INFORMATION
ON policy_code:
purpose
1.00
addr_state
1.00
initial_list_status
1.00
application_type
0.95
sub_grade
0.84
home_ownership
0.83
issue_d
0.82
grade
0.82
verification_status
0.80
term
0.78
loan_status
0.78
pymnt_plan
0.78
delinq_2yrs
0.77
total_acc
0.77

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
policy_code
CORRELATION RATIO WITH...
out_prncp_inv
0.43
fico_range_high
0.21
fico_range_low
0.19
last_fico_range_high
0.08
last_fico_range_low
0.06
inq_last_6mths
0.05
member_id
0.03
open_acc
0.02
dti
0.02
installment
0.01
funded_amnt
0.01
loan_amnt
0.01
total_rec_prncp
0.01
funded_amnt_inv
0.01
application_type
MISSING:
5
(<1%)
TOP CATEGORIES
INDIVIDUAL
42,534
100%
ALL
42,534
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
application_type
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
initial_list_status
0.95
policy_code
0.95
mths_since_last_major_derog
0.79
pymnt_plan
0.73
delinq_2yrs
0.00
term
0.00
loan_status
0.00
home_ownership
0.00
pub_rec
0.00

THESE FEATURES
GIVE INFORMATION
ON application_type:
purpose
1.00
addr_state
1.00
initial_list_status
1.00
policy_code
1.00
sub_grade
0.84
home_ownership
0.82
issue_d
0.81
grade
0.81
verification_status
0.79
term
0.77
loan_status
0.77
pymnt_plan
0.77
delinq_2yrs
0.76
total_acc
0.76

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
CORRELATION RATIO WITH...
fico_range_high
0.21
out_prncp_inv
0.19
fico_range_low
0.17
last_fico_range_high
0.07
last_fico_range_low
0.06
member_id
0.03
open_acc
0.02
dti
0.02
inq_last_6mths
0.02
total_rec_prncp
0.01
funded_amnt_inv
0.01
funded_amnt
0.01
loan_amnt
0.01
installment
0.01
annual_inc_joint
MISSING:
42,539
(100%)
dti_joint
MISSING:
42,539
(100%)
verification_status_joint
MISSING:
42,538
(>99%)
TOP CATEGORIES
0.0
1
100%
ALL
1
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status_joint
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
application_type
0.00
pymnt_plan
0.00
initial_list_status
0.00
policy_code
0.00
sub_grade
0.00
grade
0.00
pub_rec
0.00
emp_length
0.00
home_ownership
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status_joint:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
delinq_2yrs
1.00
pub_rec
1.00
total_acc
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
CORRELATION RATIO WITH...
member_id
0.00
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
inq_last_6mths
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
out_prncp
0.00
acc_now_delinq
MISSING:
34
(<1%)
TOP CATEGORIES
0.0
42,501
>99%
1.0
4
<1%
ALL
42,505
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
acc_now_delinq
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
delinq_amnt
0.82
next_pymnt_d
0.00
delinq_2yrs
0.00
loan_status
0.00
issue_d
0.00
grade
0.00
sub_grade
0.00
addr_state
0.00
purpose
0.00

THESE FEATURES
GIVE INFORMATION
ON acc_now_delinq:
next_pymnt_d
0.56
delinq_amnt
0.47
delinq_2yrs
0.41
loan_status
0.30
sub_grade
0.28
addr_state
0.27
total_acc
0.22
issue_d
0.22
grade
0.16
emp_length
0.16
purpose
0.14
verification_status
0.08
term
0.03
home_ownership
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
CORRELATION RATIO WITH...
member_id
0.02
dti
0.01
fico_range_low
0.01
fico_range_high
0.01
funded_amnt_inv
0.01
total_pymnt_inv
0.01
last_fico_range_high
0.01
last_fico_range_low
0.01
loan_amnt
0.01
funded_amnt
0.01
mths_since_last_delinq
0.01
last_pymnt_amnt
0.01
open_acc
0.00
installment
0.00
tot_coll_amt
MISSING:
42,539
(100%)
tot_cur_bal
MISSING:
42,539
(100%)
open_acc_6m
MISSING:
42,539
(100%)
open_il_6m
MISSING:
42,539
(100%)
open_il_12m
MISSING:
42,539
(100%)
open_il_24m
MISSING:
42,539
(100%)
mths_since_rcnt_il
MISSING:
42,539
(100%)
total_bal_il
MISSING:
42,539
(100%)
il_util
MISSING:
42,539
(100%)
open_rv_12m
MISSING:
42,539
(100%)
open_rv_24m
MISSING:
42,539
(100%)
max_bal_bc
MISSING:
42,539
(100%)
all_util
MISSING:
42,539
(100%)
total_rev_hi_lim
MISSING:
42,539
(100%)
inq_fi
MISSING:
42,539
(100%)
total_cu_tl
MISSING:
42,539
(100%)
inq_last_12m
MISSING:
42,539
(100%)
acc_open_past_24mths
MISSING:
42,539
(100%)
avg_cur_bal
MISSING:
42,539
(100%)
bc_open_to_buy
MISSING:
42,539
(100%)
bc_util
MISSING:
42,538
(>99%)
TOP CATEGORIES
0.0
1
100%
ALL
1
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
bc_util
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
application_type
0.00
pymnt_plan
0.00
initial_list_status
0.00
policy_code
0.00
sub_grade
0.00
grade
0.00
pub_rec
0.00
emp_length
0.00
home_ownership
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON bc_util:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
delinq_2yrs
1.00
pub_rec
1.00
total_acc
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
bc_util
CORRELATION RATIO WITH...
member_id
0.00
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
inq_last_6mths
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
out_prncp
0.00
chargeoff_within_12_mths
MISSING:
149
(<1%)
TOP CATEGORIES
0.0
42,390
100%
ALL
42,390
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
chargeoff_within_12_mths
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
percent_bc_gt_75
1.00
application_type
0.00
pymnt_plan
0.00
initial_list_status
0.00
policy_code
0.00
sub_grade
0.00
grade
0.00
pub_rec
0.00
emp_length
0.00
home_ownership
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON chargeoff_within_12_mths:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
delinq_2yrs
1.00
pub_rec
1.00
total_acc
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
CORRELATION RATIO WITH...
member_id
0.00
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
inq_last_6mths
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
out_prncp
0.00
delinq_amnt
MISSING:
34
(<1%)
TOP CATEGORIES
0.0
42,503
>99%
27.0
1
<1%
6053.0
1
<1%
ALL
42,505
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
delinq_amnt
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
acc_now_delinq
0.47
delinq_2yrs
0.00
next_pymnt_d
0.00
loan_status
0.00
grade
0.00
issue_d
0.00
sub_grade
0.00
emp_length
0.00
addr_state
0.00

THESE FEATURES
GIVE INFORMATION
ON delinq_amnt:
acc_now_delinq
0.82
delinq_2yrs
0.61
next_pymnt_d
0.58
sub_grade
0.44
grade
0.30
total_acc
0.29
loan_status
0.26
addr_state
0.26
issue_d
0.19
emp_length
0.19
purpose
0.12
verification_status
0.07
home_ownership
0.07
term
0.03

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
delinq_amnt
CORRELATION RATIO WITH...
member_id
0.02
inq_last_6mths
0.02
fico_range_low
0.01
fico_range_high
0.01
last_fico_range_high
0.01
dti
0.01
funded_amnt_inv
0.01
last_fico_range_low
0.01
total_pymnt_inv
0.01
open_acc
0.01
installment
0.01
total_pymnt
0.01
total_rec_prncp
0.01
funded_amnt
0.01
mo_sin_old_il_acct
MISSING:
42,539
(100%)
mo_sin_old_rev_tl_op
MISSING:
42,539
(100%)
mo_sin_rcnt_rev_tl_op
MISSING:
42,539
(100%)
mo_sin_rcnt_tl
MISSING:
42,539
(100%)
mort_acc
MISSING:
42,539
(100%)
mths_since_recent_bc
MISSING:
42,539
(100%)
mths_since_recent_bc_dlq
MISSING:
42,539
(100%)
mths_since_recent_inq
MISSING:
42,539
(100%)
mths_since_recent_revol_delinq
MISSING:
42,539
(100%)
num_accts_ever_120_pd
MISSING:
42,539
(100%)
num_actv_bc_tl
MISSING:
42,539
(100%)
num_actv_rev_tl
MISSING:
42,539
(100%)
num_bc_sats
MISSING:
42,539
(100%)
num_bc_tl
MISSING:
42,539
(100%)
num_il_tl
MISSING:
42,539
(100%)
num_op_rev_tl
MISSING:
42,539
(100%)
num_rev_accts
MISSING:
42,539
(100%)
num_rev_tl_bal_gt_0
MISSING:
42,539
(100%)
num_sats
MISSING:
42,539
(100%)
num_tl_120dpd_2m
MISSING:
42,539
(100%)
num_tl_30dpd
MISSING:
42,539
(100%)
num_tl_90g_dpd_24m
MISSING:
42,539
(100%)
num_tl_op_past_12m
MISSING:
42,539
(100%)
pct_tl_nvr_dlq
MISSING:
42,539
(100%)
percent_bc_gt_75
MISSING:
42,538
(>99%)
TOP CATEGORIES
0.0
1
100%
ALL
1
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
percent_bc_gt_75
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
application_type
0.00
pymnt_plan
0.00
initial_list_status
0.00
policy_code
0.00
sub_grade
0.00
grade
0.00
pub_rec
0.00
emp_length
0.00
home_ownership
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON percent_bc_gt_75:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
delinq_2yrs
1.00
pub_rec
1.00
total_acc
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
percent_bc_gt_75
CORRELATION RATIO WITH...
member_id
0.00
loan_amnt
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
fico_range_low
0.00
fico_range_high
0.00
inq_last_6mths
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
out_prncp
0.00
pub_rec_bankruptcies
MISSING:
1,369
(3%)
TOP CATEGORIES
0.0
39,316
95%
1.0
1,846
4%
2.0
8
<1%
ALL
41,170
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec_bankruptcies
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pub_rec
0.68
application_type
0.00
acc_now_delinq
0.00
pymnt_plan
0.00
initial_list_status
0.00
policy_code
0.00
delinq_amnt
0.00
mths_since_last_major_derog
0.00
tax_liens
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec_bankruptcies:
pub_rec
0.85
sub_grade
0.04
grade
0.03
emp_length
0.02
total_acc
0.01
addr_state
0.01
next_pymnt_d
0.01
loan_status
0.01
purpose
0.01
issue_d
0.00
home_ownership
0.00
delinq_2yrs
0.00
term
0.00
verification_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
CORRELATION RATIO WITH...
mths_since_last_record
0.95
fico_range_low
0.12
fico_range_high
0.12
last_fico_range_high
0.07
last_fico_range_low
0.06
total_rec_prncp
0.05
total_pymnt_inv
0.04
total_pymnt
0.04
funded_amnt_inv
0.04
funded_amnt
0.04
inq_last_6mths
0.04
loan_amnt
0.04
installment
0.03
out_prncp
0.03
tax_liens
MISSING:
110
(<1%)
TOP CATEGORIES
0.0
42,428
>99%
1.0
1
<1%
ALL
42,429
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
tax_liens
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
1.00
verification_status_joint
1.00
bc_util
1.00
chargeoff_within_12_mths
1.00
percent_bc_gt_75
1.00
pub_rec
0.00
next_pymnt_d
0.00
loan_status
0.00
issue_d
0.00
grade
0.00
emp_length
0.00
addr_state
0.00
sub_grade
0.00
purpose
0.00

THESE FEATURES
GIVE INFORMATION
ON tax_liens:
next_pymnt_d
0.57
addr_state
0.34
sub_grade
0.33
total_acc
0.33
emp_length
0.27
loan_status
0.26
pub_rec
0.25
grade
0.22
issue_d
0.19
purpose
0.18
verification_status
0.07
home_ownership
0.06
term
0.03
delinq_2yrs
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
tax_liens
CORRELATION RATIO WITH...
mths_since_last_record
0.03
inq_last_6mths
0.02
member_id
0.01
fico_range_low
0.01
fico_range_high
0.01
funded_amnt_inv
0.01
funded_amnt
0.01
loan_amnt
0.01
installment
0.01
total_pymnt_inv
0.01
total_rec_prncp
0.01
total_pymnt
0.01
last_fico_range_high
0.00
total_rec_int
0.00
tot_hi_cred_lim
MISSING:
42,539
(100%)
total_bal_ex_mort
MISSING:
42,539
(100%)
total_bc_limit
MISSING:
42,539
(100%)
total_il_high_credit_limit
MISSING:
42,539
(100%)